# Business Loan Payment Calculator — Canada

> Calculate a level-payment business loan with financed and up-front fees separated. CAD planning view; stated limitations apply.

Page: https://askcalculators.com/ca/business-loan/
Definition: https://askcalculators.com/ca/business-loan/definition.json
JSON Schema: https://askcalculators.com/ca/business-loan/schema.json
Version: 20.16.0
Maintained by: AskCalculators (software project; not a credentialed reviewer)
Qualified review: pending. Automated checks do not establish professional approval.
Page status: Live
Review status: Pending

## Use
Open the calculator page and enter values. Query-string parameters can restore and bookmark a calculation.
Example: https://askcalculators.com/ca/business-loan/?principal=50000&annualRate=8&months=60&financedFees=0&upfrontFees=0

## Inputs
- principal: Loan principal before financed fees; type=money; required; default=50000; min=0; max=1000000000000
- annualRate: Annual nominal interest rate; type=percent; required; default=8; min=0; max=100
- months: Monthly payments; type=number; required; default=60; min=1; max=1200
- financedFees: Fees added to principal; type=money; required; default=0; min=0; max=1000000000000
- upfrontFees: Fees paid separately up front; type=money; required; default=0; min=0; max=1000000000000

## Outputs
- financedPrincipal: Total financed principal; format=currency
- monthlyPayment: Level monthly payment; format=currency; primary
- totalPayments: Total scheduled loan payments; format=currency
- interest: Interest over scheduled term; format=currency
- totalCost: Interest plus all entered fees; format=currency

## Formula
monthly payment = financed principal × monthly rate ÷ (1 − (1 + monthly rate)^−months).

Inputs are converted to canonical units before evaluating this stated formula.

## Rules
- Empty optional inputs are undefined, not zero.
- Hidden conditional inputs are ignored.
- Do not invent missing required inputs.

Notice: Illustrative defaults are not local quotes or verified legal rules. Dated reference components and user-entered assumptions are explicitly distinguished. Professional review is pending.