# Home Closing Cost Worksheet — Canada

> Separate the down payment, money already paid, closing fees, prepaids and confirmed credits without inventing transfer-tax eligibility. CAD planning view; stated limitations apply.

Page: https://askcalculators.com/ca/closing-costs/
Definition: https://askcalculators.com/ca/closing-costs/definition.json
JSON Schema: https://askcalculators.com/ca/closing-costs/schema.json
Version: 20.16.0
Maintained by: AskCalculators (software project; not a credentialed reviewer)
Qualified review: pending. Automated checks do not establish professional approval.
Page status: Live
Review status: Pending

## Use
Open the calculator page and enter values. Query-string parameters can restore and bookmark a calculation.
Example: https://askcalculators.com/ca/closing-costs/?purchasePrice=400000&downPayment=80000&lenderFees=2500&legalFees=1800&titleFees=1200&transferTax=0&prepaids=3000&credits=0&depositPaid=10000

## Inputs
- purchasePrice: Purchase price; type=money; required; default=400000; min=0; max=1000000000000
- downPayment: Total down payment; type=money; required; default=80000; min=0; max=1000000000000
- lenderFees: Lender fees; type=money; required; default=2500; min=0; max=1000000000000
- legalFees: Legal/settlement fees; type=money; required; default=1800; min=0; max=1000000000000
- titleFees: Title/registration costs; type=money; required; default=1200; min=0; max=1000000000000
- transferTax: Confirmed transfer/land tax; type=money; required; default=0; min=0; max=1000000000000
- prepaids: Prepaid interest, insurance and reserves; type=money; required; default=3000; min=0; max=1000000000000
- credits: Confirmed permitted cost credits; type=money; required; default=0; min=0; max=1000000000000
- depositPaid: Deposit already paid toward down payment; type=money; required; default=10000; min=0; max=1000000000000

## Outputs
- loanAmount: Purchase loan before financed fees; format=currency
- grossClosingCosts: Entered closing costs and prepaids; format=currency
- netClosingCosts: Costs after entered credits; format=currency
- cashToClose: Remaining cash to close; format=currency; primary

## Formula
cash to close = down payment − deposit already paid + entered closing costs and prepaids − permitted credits.

Inputs are converted to canonical units before evaluating this stated formula.

## Rules
- Empty optional inputs are undefined, not zero.
- Hidden conditional inputs are ignored.
- Do not invent missing required inputs.

Notice: Illustrative defaults are not local quotes or verified legal rules. Dated reference components and user-entered assumptions are explicitly distinguished. Professional review is pending.