# Home Rebuild Cost Calculator — Canada

> Keep a building reinstatement budget separate from land value, sale price and household contents. CAD planning view; stated limitations apply.

Page: https://askcalculators.com/ca/rebuild-cost/
Definition: https://askcalculators.com/ca/rebuild-cost/definition.json
JSON Schema: https://askcalculators.com/ca/rebuild-cost/schema.json
Version: 20.16.0
Maintained by: AskCalculators (software project; not a credentialed reviewer)
Qualified review: pending. Automated checks do not establish professional approval.
Page status: Live
Review status: Pending

## Use
Open the calculator page and enter values. Query-string parameters can restore and bookmark a calculation.
Example: https://askcalculators.com/ca/rebuild-cost/?unitSystem=metric&area=150&rebuildRate=0&demolition=0&professionalFees=0&contingency=10&contents=0&annualPremium=0&annualFees=0&monthlyFee=0&spreadPercent=15

## Inputs
- unitSystem: Measurement system; type=select; optional; default=metric; values=imperial|metric
- area: Insured floor area; type=number; required; default=150; min=0.01; max=10000000
- rebuildRate: Verified local rebuild price per area unit; type=money; required; default=0; min=0; max=1000000000000
- demolition: Demolition and clearance allowance; type=money; required; default=0; min=0; max=1000000000000
- professionalFees: Professional/statutory fee allowance; type=money; required; default=0; min=0; max=1000000000000
- contingency: Rebuild contingency; type=percent; required; default=10; min=0; max=100
- contents: Separate contents replacement value; type=money; required; default=0; min=0; max=1000000000000
- annualPremium: Actual quoted annual premium; type=money; required; default=0; min=0; max=1000000000000
- annualFees: Annual policy/administration fees; type=money; required; default=0; min=0; max=1000000000000
- monthlyFee: Additional installment fee per month; type=money; required; default=0; min=0; max=1000000000000
- spreadPercent: Quote sensitivity range; type=percent; required; default=15; min=0; max=100

## Outputs
- structure: Area-based structure allowance; format=currency
- buildingSum: Modeled building reinstatement sum; format=currency; primary
- contentsSum: Separate contents amount; format=currency
- annualPremium: Entered annual premium; format=currency
- annualCost: Annual premium and payment fees; format=currency
- monthlyEquivalent: Monthly equivalent cost; format=currency
- low: Low quote scenario; format=currency
- high: High quote scenario; format=currency

## Formula
building sum = (floor area × scoped rebuild rate + clearance + fees) × (1 + contingency).

Inputs are converted to canonical units before evaluating this stated formula.

## Rules
- Empty optional inputs are undefined, not zero.
- Hidden conditional inputs are ignored.
- Do not invent missing required inputs.

Notice: Illustrative defaults are not local quotes or verified legal rules. Dated reference components and user-entered assumptions are explicitly distinguished. Professional review is pending.