{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://askcalculators.com/calculator/401k-calculator/schema.json",
  "title": "401k Calculator inputs",
  "description": "Estimate the growth of your 401(k) retirement savings, including employer matching contributions.",
  "type": "object",
  "properties": {
    "salary": {
      "title": "Annual Salary",
      "type": "number",
      "default": 80000
    },
    "contributionPercent": {
      "title": "Your Contribution",
      "type": "number",
      "default": 10
    },
    "returnRate": {
      "title": "Annual Return",
      "type": "number",
      "default": 7
    },
    "currentBalance": {
      "title": "Current Balance",
      "type": "number",
      "default": 50000
    },
    "years": {
      "title": "Years to Grow",
      "type": "number",
      "default": 30
    },
    "salaryIncrease": {
      "title": "Annual Salary Increase",
      "type": "number",
      "default": 2
    },
    "employerMatch": {
      "title": "Match % of Contribution",
      "type": "number",
      "default": 50
    },
    "matchLimit": {
      "title": "Match Limit (% of Salary)",
      "type": "number",
      "default": 6
    }
  },
  "required": [],
  "additionalProperties": false,
  "x-askcalculators": {
    "version": "7.0.0",
    "calculatorUrl": "https://askcalculators.com/calculator/401k-calculator/",
    "queryExample": "https://askcalculators.com/calculator/401k-calculator/?salary=80000&contributionPercent=10&returnRate=7&currentBalance=50000&years=30&salaryIncrease=2&employerMatch=50&matchLimit=6",
    "migrationStatus": "migrated",
    "reviewStatus": "pending",
    "pageStatus": "live",
    "workStatus": "pending",
    "migratedDate": "2026-08-18",
    "formula": {
      "expression": "Each year: balance = (balance + employee contribution + employer match) × (1 + annual return); salary and contributions then grow by their entered rates."
    },
    "quality": {
      "availability": "live",
      "technicalReviewRecord": "/reviews/401k-calculator.json",
      "qualifiedReview": "pending",
      "qualifiedReviewer": null,
      "qualifiedReviewDate": null,
      "formulaVersion": "7.0.0",
      "referenceCoverage": "references-listed",
      "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
      "historicalMetadataDate": "2026-08-18",
      "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
    },
    "outputs": {
      "result": {
        "title": "Result",
        "type": "string",
        "x-format": "text",
        "x-primary": true
      }
    }
  }
}