{
  "id": "amortization-calculator",
  "version": "7.0.0",
  "name": "Amortization Calculator",
  "shortName": "Amortization",
  "description": "View your loan amortization schedule and see how your principal balance decreases over time.",
  "category": "Finance",
  "categorySlug": "finance",
  "keywords": [
    "amortization"
  ],
  "status": "live",
  "workStatus": "pending",
  "reviewStatus": "pending",
  "migrationStatus": "migrated",
  "migratedDate": "2026-08-18",
  "engine": "legacy-react",
  "creator": null,
  "reviewer": null,
  "quality": {
    "availability": "live",
    "technicalReviewRecord": "/reviews/amortization-calculator.json",
    "qualifiedReview": "pending",
    "qualifiedReviewer": null,
    "qualifiedReviewDate": null,
    "formulaVersion": "7.0.0",
    "referenceCoverage": "references-pending",
    "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
    "historicalMetadataDate": "2026-08-18",
    "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
  },
  "urls": {
    "page": "/calculator/amortization-calculator/",
    "definition": "/calculator/amortization-calculator/definition.json",
    "schema": "/calculator/amortization-calculator/schema.json",
    "llms": "/calculator/amortization-calculator/llms.txt",
    "legacyDefinition": "/calculator/amortization-calculator.json"
  },
  "queryExample": "https://askcalculators.com/calculator/amortization-calculator/?amount=200000&rate=5&years=30",
  "queryParameters": {
    "amount": {
      "label": "Loan Amount ($)",
      "type": "number",
      "required": false,
      "default": 200000
    },
    "rate": {
      "label": "Interest Rate (%)",
      "type": "number",
      "required": false,
      "default": 5
    },
    "years": {
      "label": "Loan Term (Years)",
      "type": "number",
      "required": false,
      "default": 30
    },
    "startDate": {
      "label": "Start Date",
      "type": "date",
      "required": false
    }
  },
  "inputs": [
    {
      "id": "amount",
      "label": "Loan Amount ($)",
      "type": "number",
      "defaultValue": 200000
    },
    {
      "id": "rate",
      "label": "Interest Rate (%)",
      "type": "number",
      "defaultValue": 5
    },
    {
      "id": "years",
      "label": "Loan Term (Years)",
      "type": "number",
      "defaultValue": 30
    },
    {
      "id": "startDate",
      "label": "Start Date",
      "type": "date"
    }
  ],
  "outputs": [
    {
      "id": "result",
      "label": "Result",
      "format": "text",
      "primary": true
    }
  ],
  "formula": {
    "expression": "Payment uses the standard installment-loan formula; each month interest = balance × monthly rate and principal = payment − interest."
  },
  "examples": [
    {
      "label": "Reproducible default-input example (not a personal recommendation)",
      "inputs": {
        "amount": 200000,
        "rate": 5,
        "years": 30
      }
    }
  ],
  "sources": []
}