# APR Calculator

> Calculate the Annual Percentage Rate (APR) of a loan, which includes interest and fees.

Page: https://askcalculators.com/calculator/apr-calculator/
Definition: https://askcalculators.com/calculator/apr-calculator/definition.json
JSON Schema: https://askcalculators.com/calculator/apr-calculator/schema.json
Version: 7.0.0
Maintained by: AskCalculators (software project; not a credentialed reviewer)
Qualified review: pending. Automated checks do not establish professional approval.
Page status: Live
Review status: Pending

## Use
Open the calculator page and enter values. Query-string parameters can restore and bookmark a calculation.
Example: https://askcalculators.com/calculator/apr-calculator/?loanAmount=20000&interestRate=8&term=5&fees=500

## Inputs
- loanAmount: Loan Amount; type=number; optional; default=20000
- interestRate: Interest Rate; type=number; optional; default=8
- term: Loan Term (Years); type=number; optional; default=5
- fees: Loan Fees / Costs; type=number; optional; default=500

## Outputs
- result: Result; format=text; primary

## Formula
APR is the annualized monthly discount rate that equates loan proceeds after fees with all scheduled monthly payments.

## Rules
- Empty optional inputs are undefined, not zero.
- Hidden conditional inputs are ignored.
- Do not invent missing required inputs.