{
  "id": "auto-loan-calculator",
  "version": "7.0.0",
  "name": "Auto Loan Calculator",
  "shortName": "Auto Loan",
  "description": "Calculate your monthly car payments, factoring in trade-in value and sales tax.",
  "category": "Finance",
  "categorySlug": "finance",
  "keywords": [
    "auto",
    "loan"
  ],
  "status": "live",
  "workStatus": "pending",
  "reviewStatus": "pending",
  "migrationStatus": "migrated",
  "migratedDate": "2026-08-18",
  "engine": "legacy-react",
  "creator": null,
  "reviewer": null,
  "quality": {
    "availability": "live",
    "technicalReviewRecord": "/reviews/auto-loan-calculator.json",
    "qualifiedReview": "pending",
    "qualifiedReviewer": null,
    "qualifiedReviewDate": null,
    "formulaVersion": "7.0.0",
    "referenceCoverage": "references-pending",
    "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
    "historicalMetadataDate": "2026-08-18",
    "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
  },
  "urls": {
    "page": "/calculator/auto-loan-calculator/",
    "definition": "/calculator/auto-loan-calculator/definition.json",
    "schema": "/calculator/auto-loan-calculator/schema.json",
    "llms": "/calculator/auto-loan-calculator/llms.txt",
    "legacyDefinition": "/calculator/auto-loan-calculator.json"
  },
  "queryExample": "https://askcalculators.com/calculator/auto-loan-calculator/?vehiclePrice=35000&downPayment=5000&tradeIn=2000&salesTax=7&interestRate=6.5&months=60",
  "queryParameters": {
    "vehiclePrice": {
      "label": "Vehicle Price",
      "type": "number",
      "required": false,
      "default": 35000
    },
    "downPayment": {
      "label": "Down Payment",
      "type": "number",
      "required": false,
      "default": 5000
    },
    "tradeIn": {
      "label": "Trade-in Value",
      "type": "number",
      "required": false,
      "default": 2000
    },
    "salesTax": {
      "label": "Sales Tax",
      "type": "number",
      "required": false,
      "default": 7
    },
    "interestRate": {
      "label": "Interest Rate",
      "type": "number",
      "required": false,
      "default": 6.5
    },
    "months": {
      "label": "Loan Term (Months)",
      "type": "number",
      "required": false,
      "default": 60
    }
  },
  "inputs": [
    {
      "id": "vehiclePrice",
      "label": "Vehicle Price",
      "type": "number",
      "defaultValue": 35000
    },
    {
      "id": "downPayment",
      "label": "Down Payment",
      "type": "number",
      "defaultValue": 5000
    },
    {
      "id": "tradeIn",
      "label": "Trade-in Value",
      "type": "number",
      "defaultValue": 2000
    },
    {
      "id": "salesTax",
      "label": "Sales Tax",
      "type": "number",
      "defaultValue": 7
    },
    {
      "id": "interestRate",
      "label": "Interest Rate",
      "type": "number",
      "defaultValue": 6.5
    },
    {
      "id": "months",
      "label": "Loan Term (Months)",
      "type": "number",
      "defaultValue": 60
    }
  ],
  "outputs": [
    {
      "id": "result",
      "label": "Result",
      "format": "text",
      "primary": true
    }
  ],
  "formula": {
    "expression": "Tax = max(vehicle price − trade-in, 0) × sales-tax rate; financed amount = price + tax − down payment − trade-in; payment = P·r·(1+r)^n ÷ ((1+r)^n−1)."
  },
  "examples": [
    {
      "label": "Reproducible default-input example (not a personal recommendation)",
      "inputs": {
        "vehiclePrice": 35000,
        "downPayment": 5000,
        "tradeIn": 2000,
        "salesTax": 7,
        "interestRate": 6.5,
        "months": 60
      }
    }
  ],
  "sources": []
}