# Business Loan Calculator

> Calculate monthly payments and total costs for a business term loan, including origination fees.

Page: https://askcalculators.com/calculator/business-loan-calculator/
Definition: https://askcalculators.com/calculator/business-loan-calculator/definition.json
JSON Schema: https://askcalculators.com/calculator/business-loan-calculator/schema.json
Version: 7.0.0
Maintained by: AskCalculators (software project; not a credentialed reviewer)
Qualified review: pending. Automated checks do not establish professional approval.
Page status: Live
Review status: Pending

## Use
Open the calculator page and enter values. Query-string parameters can restore and bookmark a calculation.
Example: https://askcalculators.com/calculator/business-loan-calculator/?amount=100000&rate=8.5&term=5&fees=1500

## Inputs
- amount: Loan Amount; type=number; optional; default=100000
- rate: Interest Rate; type=number; optional; default=8.5
- term: Term (Years); type=number; optional; default=5
- fees: Origination Fees; type=number; optional; default=1500

## Outputs
- result: Result; format=text; primary

## Formula
Payment uses the installment-loan formula; APR is the monthly discount rate that equates net proceeds after fees with all scheduled payments, multiplied by 12.

## Rules
- Empty optional inputs are undefined, not zero.
- Hidden conditional inputs are ignored.
- Do not invent missing required inputs.