{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://askcalculators.com/calculator/debt-ratios-calculator/schema.json",
  "title": "Debt Ratios Calculator inputs",
  "description": "Calculate common solvency ratios from balance-sheet and income-statement figures.",
  "type": "object",
  "properties": {
    "totalAssets": {
      "title": "Total assets",
      "type": "number",
      "default": 500000,
      "minimum": 0,
      "x-step": 100,
      "multipleOf": 100,
      "x-unit": "currency"
    },
    "totalLiabilities": {
      "title": "Total liabilities",
      "type": "number",
      "default": 220000,
      "minimum": 0,
      "x-step": 100,
      "multipleOf": 100,
      "x-unit": "currency"
    },
    "shareholdersEquity": {
      "title": "Shareholders’ equity",
      "type": "number",
      "default": 280000,
      "x-step": 100,
      "multipleOf": 100,
      "x-unit": "currency"
    },
    "ebit": {
      "title": "EBIT / operating income",
      "type": "number",
      "default": 90000,
      "x-step": 100,
      "multipleOf": 100,
      "x-unit": "currency"
    },
    "interestExpense": {
      "title": "Interest expense",
      "type": "number",
      "default": 15000,
      "minimum": 0,
      "x-step": 100,
      "multipleOf": 100,
      "x-unit": "currency"
    },
    "annualDebtService": {
      "title": "Annual principal + interest payments",
      "type": "number",
      "default": 40000,
      "minimum": 0,
      "x-step": 100,
      "multipleOf": 100,
      "x-unit": "currency"
    },
    "operatingCashFlow": {
      "title": "Operating cash flow",
      "type": "number",
      "default": 105000,
      "x-step": 100,
      "multipleOf": 100,
      "x-unit": "currency"
    }
  },
  "required": [
    "totalAssets",
    "totalLiabilities",
    "shareholdersEquity",
    "ebit",
    "interestExpense",
    "annualDebtService",
    "operatingCashFlow"
  ],
  "additionalProperties": false,
  "x-askcalculators": {
    "version": "1.0.0",
    "calculatorUrl": "https://askcalculators.com/calculator/debt-ratios-calculator/",
    "queryExample": "https://askcalculators.com/calculator/debt-ratios-calculator/?totalAssets=500000&totalLiabilities=220000&shareholdersEquity=280000&ebit=90000&interestExpense=15000&annualDebtService=40000&operatingCashFlow=105000",
    "migrationStatus": "new",
    "reviewStatus": "pending",
    "pageStatus": "live",
    "workStatus": "pending",
    "formula": {
      "expression": "debt/assets = liabilities ÷ assets; debt/equity = liabilities ÷ equity; interest coverage = EBIT ÷ interest expense"
    },
    "quality": {
      "availability": "live",
      "technicalReviewRecord": "/reviews/debt-ratios-calculator.json",
      "qualifiedReview": "pending",
      "qualifiedReviewer": null,
      "qualifiedReviewDate": null,
      "formulaVersion": "1.0.0",
      "referenceCoverage": "references-pending",
      "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
      "historicalMetadataDate": "2026-09-01",
      "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
    },
    "outputs": {
      "debtToAssets": {
        "title": "Debt-to-assets ratio",
        "type": "number",
        "x-format": "percent",
        "x-digits": 4,
        "x-primary": true
      },
      "debtToEquity": {
        "title": "Debt-to-equity ratio",
        "type": "number",
        "x-format": "number",
        "x-digits": 6
      },
      "equityRatio": {
        "title": "Equity ratio",
        "type": "number",
        "x-format": "percent",
        "x-digits": 4
      },
      "interestCoverage": {
        "title": "Interest coverage",
        "type": "number",
        "x-format": "number",
        "x-suffix": "×",
        "x-digits": 4
      },
      "debtServiceCoverage": {
        "title": "Debt-service coverage",
        "type": "number",
        "x-format": "number",
        "x-suffix": "×",
        "x-digits": 4
      },
      "accountingDifference": {
        "title": "Assets − liabilities − equity",
        "type": "number",
        "x-format": "currency"
      }
    }
  }
}