{
  "id": "debt-to-income-ratio-calculator",
  "version": "7.0.0",
  "name": "Debt-to-Income Ratio Calculator",
  "shortName": "Debt-to-Income Ratio",
  "description": "Calculate your DTI ratio to see if you qualify for a mortgage or other loans.",
  "category": "Finance",
  "categorySlug": "finance",
  "keywords": [
    "debt",
    "to",
    "income",
    "ratio"
  ],
  "status": "live",
  "workStatus": "pending",
  "reviewStatus": "pending",
  "migrationStatus": "migrated",
  "migratedDate": "2026-08-18",
  "engine": "legacy-react",
  "creator": null,
  "reviewer": null,
  "quality": {
    "availability": "live",
    "technicalReviewRecord": "/reviews/debt-to-income-ratio-calculator.json",
    "qualifiedReview": "pending",
    "qualifiedReviewer": null,
    "qualifiedReviewDate": null,
    "formulaVersion": "7.0.0",
    "referenceCoverage": "references-pending",
    "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
    "historicalMetadataDate": "2026-08-18",
    "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
  },
  "urls": {
    "page": "/calculator/debt-to-income-ratio-calculator/",
    "definition": "/calculator/debt-to-income-ratio-calculator/definition.json",
    "schema": "/calculator/debt-to-income-ratio-calculator/schema.json",
    "llms": "/calculator/debt-to-income-ratio-calculator/llms.txt",
    "legacyDefinition": "/calculator/debt-to-income-ratio-calculator.json"
  },
  "queryExample": "https://askcalculators.com/calculator/debt-to-income-ratio-calculator/?income=6000&mortgage=1500&otherDebts=500",
  "queryParameters": {
    "income": {
      "label": "Gross Monthly Income",
      "type": "number",
      "required": false,
      "default": 6000
    },
    "mortgage": {
      "label": "Mortgage / Rent",
      "type": "number",
      "required": false,
      "default": 1500
    },
    "otherDebts": {
      "label": "Other Monthly Debt Payments",
      "type": "number",
      "required": false,
      "default": 500
    }
  },
  "inputs": [
    {
      "id": "income",
      "label": "Gross Monthly Income",
      "type": "number",
      "defaultValue": 6000
    },
    {
      "id": "mortgage",
      "label": "Mortgage / Rent",
      "type": "number",
      "defaultValue": 1500
    },
    {
      "id": "otherDebts",
      "label": "Other Monthly Debt Payments",
      "type": "number",
      "defaultValue": 500
    }
  ],
  "outputs": [
    {
      "id": "result",
      "label": "Result",
      "format": "text",
      "primary": true
    }
  ],
  "formula": {
    "expression": "Debt-to-income ratio = total monthly debt payments ÷ gross monthly income × 100."
  },
  "examples": [
    {
      "label": "Reproducible default-input example (not a personal recommendation)",
      "inputs": {
        "income": 6000,
        "mortgage": 1500,
        "otherDebts": 500
      }
    }
  ],
  "sources": []
}