# Debt-to-Income Ratio Calculator

> Calculate your DTI ratio to see if you qualify for a mortgage or other loans.

Page: https://askcalculators.com/calculator/debt-to-income-ratio-calculator/
Definition: https://askcalculators.com/calculator/debt-to-income-ratio-calculator/definition.json
JSON Schema: https://askcalculators.com/calculator/debt-to-income-ratio-calculator/schema.json
Version: 7.0.0
Maintained by: AskCalculators (software project; not a credentialed reviewer)
Qualified review: pending. Automated checks do not establish professional approval.
Page status: Live
Review status: Pending

## Use
Open the calculator page and enter values. Query-string parameters can restore and bookmark a calculation.
Example: https://askcalculators.com/calculator/debt-to-income-ratio-calculator/?income=6000&mortgage=1500&otherDebts=500

## Inputs
- income: Gross Monthly Income; type=number; optional; default=6000
- mortgage: Mortgage / Rent; type=number; optional; default=1500
- otherDebts: Other Monthly Debt Payments; type=number; optional; default=500

## Outputs
- result: Result; format=text; primary

## Formula
Debt-to-income ratio = total monthly debt payments ÷ gross monthly income × 100.

## Rules
- Empty optional inputs are undefined, not zero.
- Hidden conditional inputs are ignored.
- Do not invent missing required inputs.