# FHA Loan Calculator

> Calculate FHA mortgage payments including Upfront and Annual Mortgage Insurance Premiums (MIP).

Page: https://askcalculators.com/calculator/fha-loan-calculator/
Definition: https://askcalculators.com/calculator/fha-loan-calculator/definition.json
JSON Schema: https://askcalculators.com/calculator/fha-loan-calculator/schema.json
Version: 7.0.0
Maintained by: AskCalculators (software project; not a credentialed reviewer)
Qualified review: pending. Automated checks do not establish professional approval.
Page status: Live
Review status: Pending

## Use
Open the calculator page and enter values. Query-string parameters can restore and bookmark a calculation.
Example: https://askcalculators.com/calculator/fha-loan-calculator/?price=300000&downPayment=10500&rate=6.5&term=30&upfrontMIPRate=1.75&annualMIPRate=0.55

## Inputs
- price: Home Price; type=number; optional; default=300000
- downPayment: Down Payment; type=number; optional; default=10500
- rate: Interest Rate; type=number; optional; default=6.5
- term: Loan Term (Years); type=number; optional; default=30
- upfrontMIPRate: Upfront MIP; type=number; optional; default=1.75
- annualMIPRate: Annual MIP; type=number; optional; default=0.55

## Outputs
- result: Result; format=text; primary

## Formula
Base loan = price − down payment; upfront mortgage insurance is added; payment uses the installment formula and monthly mortgage insurance is estimated from the entered assumptions.

## Rules
- Empty optional inputs are undefined, not zero.
- Hidden conditional inputs are ignored.
- Do not invent missing required inputs.