{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://askcalculators.com/calculator/fha-loan-calculator/schema.json",
  "title": "FHA Loan Calculator inputs",
  "description": "Calculate FHA mortgage payments including Upfront and Annual Mortgage Insurance Premiums (MIP).",
  "type": "object",
  "properties": {
    "price": {
      "title": "Home Price",
      "type": "number",
      "default": 300000
    },
    "downPayment": {
      "title": "Down Payment",
      "type": "number",
      "default": 10500
    },
    "rate": {
      "title": "Interest Rate",
      "type": "number",
      "default": 6.5
    },
    "term": {
      "title": "Loan Term (Years)",
      "type": "number",
      "default": 30
    },
    "upfrontMIPRate": {
      "title": "Upfront MIP",
      "type": "number",
      "default": 1.75
    },
    "annualMIPRate": {
      "title": "Annual MIP",
      "type": "number",
      "default": 0.55
    }
  },
  "required": [],
  "additionalProperties": false,
  "x-askcalculators": {
    "version": "7.0.0",
    "calculatorUrl": "https://askcalculators.com/calculator/fha-loan-calculator/",
    "queryExample": "https://askcalculators.com/calculator/fha-loan-calculator/?price=300000&downPayment=10500&rate=6.5&term=30&upfrontMIPRate=1.75&annualMIPRate=0.55",
    "migrationStatus": "migrated",
    "reviewStatus": "pending",
    "pageStatus": "live",
    "workStatus": "pending",
    "migratedDate": "2026-08-18",
    "formula": {
      "expression": "Base loan = price − down payment; upfront mortgage insurance is added; payment uses the installment formula and monthly mortgage insurance is estimated from the entered assumptions."
    },
    "quality": {
      "availability": "live",
      "technicalReviewRecord": "/reviews/fha-loan-calculator.json",
      "qualifiedReview": "pending",
      "qualifiedReviewer": null,
      "qualifiedReviewDate": null,
      "formulaVersion": "7.0.0",
      "referenceCoverage": "references-pending",
      "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
      "historicalMetadataDate": "2026-08-18",
      "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
    },
    "outputs": {
      "result": {
        "title": "Result",
        "type": "string",
        "x-format": "text",
        "x-primary": true
      }
    }
  }
}