{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://askcalculators.com/calculator/how-much-car-can-i-afford-calculator/schema.json",
  "title": "How Much Car Can I Afford Calculator inputs",
  "description": "Estimate an affordable vehicle price from a monthly payment budget, financing terms, down payment, trade-in, taxes, and fees.",
  "type": "object",
  "properties": {
    "monthlyPaymentBudget": {
      "title": "Maximum monthly payment",
      "type": "number",
      "default": 600,
      "minimum": 0,
      "x-step": 10,
      "multipleOf": 10,
      "x-unit": "currency"
    },
    "annualRate": {
      "title": "Loan annual rate",
      "type": "number",
      "default": 7,
      "minimum": 0,
      "maximum": 100,
      "x-step": 0.01,
      "x-unit": "percent"
    },
    "loanMonths": {
      "title": "Loan term in months",
      "type": "number",
      "default": 60,
      "minimum": 1,
      "maximum": 120,
      "x-step": 1,
      "multipleOf": 1
    },
    "downPayment": {
      "title": "Cash down payment",
      "type": "number",
      "default": 5000,
      "minimum": 0,
      "x-step": 100,
      "multipleOf": 100,
      "x-unit": "currency"
    },
    "tradeInValue": {
      "title": "Net trade-in credit",
      "type": "number",
      "default": 2000,
      "minimum": 0,
      "x-step": 100,
      "multipleOf": 100,
      "x-unit": "currency"
    },
    "salesTaxRate": {
      "title": "Sales tax rate",
      "type": "number",
      "default": 6.25,
      "minimum": 0,
      "maximum": 100,
      "x-step": 0.01,
      "x-unit": "percent"
    },
    "fees": {
      "title": "Title, registration, and other fees",
      "type": "number",
      "default": 800,
      "minimum": 0,
      "x-step": 10,
      "multipleOf": 10,
      "x-unit": "currency"
    }
  },
  "required": [
    "monthlyPaymentBudget",
    "annualRate",
    "loanMonths",
    "downPayment",
    "tradeInValue",
    "salesTaxRate",
    "fees"
  ],
  "additionalProperties": false,
  "x-askcalculators": {
    "version": "1.0.0",
    "calculatorUrl": "https://askcalculators.com/calculator/how-much-car-can-i-afford-calculator/",
    "queryExample": "https://askcalculators.com/calculator/how-much-car-can-i-afford-calculator/?monthlyPaymentBudget=600&annualRate=7&loanMonths=60&downPayment=5000&tradeInValue=2000&salesTaxRate=6.25&fees=800",
    "migrationStatus": "new",
    "reviewStatus": "pending",
    "pageStatus": "live",
    "workStatus": "pending",
    "formula": {
      "expression": "loan principal = payment × annuity PV factor; vehicle price solves financed amount = price + tax + fees − down payment − trade-in"
    },
    "quality": {
      "availability": "live",
      "technicalReviewRecord": "/reviews/how-much-car-can-i-afford-calculator.json",
      "qualifiedReview": "pending",
      "qualifiedReviewer": null,
      "qualifiedReviewDate": null,
      "formulaVersion": "1.0.0",
      "referenceCoverage": "references-pending",
      "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
      "historicalMetadataDate": "2026-09-01",
      "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
    },
    "outputs": {
      "maximumVehiclePrice": {
        "title": "Estimated maximum vehicle price",
        "type": "number",
        "x-format": "currency",
        "x-primary": true
      },
      "maximumAmountFinanced": {
        "title": "Maximum amount financed",
        "type": "number",
        "x-format": "currency"
      },
      "estimatedSalesTax": {
        "title": "Estimated sales tax",
        "type": "number",
        "x-format": "currency"
      },
      "totalUpfrontCredits": {
        "title": "Down payment + trade-in",
        "type": "number",
        "x-format": "currency"
      },
      "totalLoanPayments": {
        "title": "Total scheduled loan payments",
        "type": "number",
        "x-format": "currency"
      }
    }
  }
}