{
  "id": "loan-payment-table-generator",
  "version": "1.0.0",
  "name": "Loan Payment Table Generator",
  "shortName": "Loan Payment Table Generator",
  "description": "Generate a comparison grid of periodic payments across multiple interest rates and loan terms.",
  "category": "Finance",
  "categorySlug": "finance",
  "keywords": [
    "loan",
    "payment",
    "table",
    "generator",
    "loan payment table generator"
  ],
  "status": "live",
  "workStatus": "pending",
  "reviewStatus": "pending",
  "migrationStatus": "new",
  "engine": "native",
  "creator": null,
  "reviewer": null,
  "quality": {
    "availability": "live",
    "technicalReviewRecord": "/reviews/loan-payment-table-generator.json",
    "qualifiedReview": "pending",
    "qualifiedReviewer": null,
    "qualifiedReviewDate": null,
    "formulaVersion": "1.0.0",
    "referenceCoverage": "references-pending",
    "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
    "historicalMetadataDate": "2026-09-01",
    "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
  },
  "urls": {
    "page": "/calculator/loan-payment-table-generator/",
    "definition": "/calculator/loan-payment-table-generator/definition.json",
    "schema": "/calculator/loan-payment-table-generator/schema.json",
    "llms": "/calculator/loan-payment-table-generator/llms.txt",
    "legacyDefinition": "/calculator/loan-payment-table-generator.json"
  },
  "queryExample": "https://askcalculators.com/calculator/loan-payment-table-generator/?loanAmount=250000&annualRates=5%2C+6%2C+7%2C+8&termsYears=15%2C+20%2C+30&paymentsPerYear=12",
  "queryParameters": {
    "loanAmount": {
      "label": "Loan amount",
      "type": "money",
      "required": true,
      "default": 250000
    },
    "annualRates": {
      "label": "Annual rates (%)",
      "type": "text",
      "required": true,
      "default": "5, 6, 7, 8"
    },
    "termsYears": {
      "label": "Terms in years",
      "type": "text",
      "required": true,
      "default": "15, 20, 30"
    },
    "paymentsPerYear": {
      "label": "Payments per year",
      "type": "number",
      "required": true,
      "default": 12
    }
  },
  "inputs": [
    {
      "id": "loanAmount",
      "label": "Loan amount",
      "type": "money",
      "required": true,
      "defaultValue": 250000,
      "min": 0.01,
      "step": 1000
    },
    {
      "id": "annualRates",
      "label": "Annual rates (%)",
      "type": "text",
      "required": true,
      "defaultValue": "5, 6, 7, 8",
      "placeholder": "Comma-separated percentage rates"
    },
    {
      "id": "termsYears",
      "label": "Terms in years",
      "type": "text",
      "required": true,
      "defaultValue": "15, 20, 30",
      "placeholder": "Comma-separated terms"
    },
    {
      "id": "paymentsPerYear",
      "label": "Payments per year",
      "type": "number",
      "required": true,
      "defaultValue": 12,
      "min": 1,
      "max": 365,
      "step": 1
    }
  ],
  "outputs": [
    {
      "id": "scenarioCount",
      "label": "Payment scenarios",
      "format": "integer",
      "primary": true
    },
    {
      "id": "lowestPayment",
      "label": "Lowest periodic payment",
      "format": "currency"
    },
    {
      "id": "highestPayment",
      "label": "Highest periodic payment",
      "format": "currency"
    },
    {
      "id": "loanAmountOutput",
      "label": "Compared loan amount",
      "format": "currency"
    }
  ],
  "formula": {
    "expression": "payment = principal × i ÷ [1 − (1+i)^−n] for each rate-and-term combination"
  },
  "examples": [
    {
      "label": "Reproducible default-input example (not a personal recommendation)",
      "inputs": {
        "loanAmount": 250000,
        "annualRates": "5, 6, 7, 8",
        "termsYears": "15, 20, 30",
        "paymentsPerYear": 12
      }
    }
  ],
  "sources": []
}