# Pension Calculator

> Estimate your defined benefit pension payout based on years of service and salary.

Page: https://askcalculators.com/calculator/pension-calculator/
Definition: https://askcalculators.com/calculator/pension-calculator/definition.json
JSON Schema: https://askcalculators.com/calculator/pension-calculator/schema.json
Version: 7.0.0
Maintained by: AskCalculators (software project; not a credentialed reviewer)
Qualified review: pending. Automated checks do not establish professional approval.
Page status: Live
Review status: Pending

## Use
Open the calculator page and enter values. Query-string parameters can restore and bookmark a calculation.
Example: https://askcalculators.com/calculator/pension-calculator/?yearsService=25&finalSalary=85000&multiplier=2

## Inputs
- yearsService: Years of Service; type=number; optional; default=25
- finalSalary: Final Average Salary; type=number; optional; default=85000
- multiplier: Benefit Multiplier; type=number; optional; default=2

## Outputs
- result: Result; format=text; primary

## Formula
Annual pension = final salary × years of service × pension multiplier; monthly pension = annual pension ÷ 12; optional lump-sum estimate = annual pension × entered factor.

## Rules
- Empty optional inputs are undefined, not zero.
- Hidden conditional inputs are ignored.
- Do not invent missing required inputs.