{
  "id": "present-value-calculator",
  "version": "1.0.0",
  "name": "Present Value Calculator",
  "shortName": "Present value",
  "description": "Find the current value of a future amount at a chosen discount rate.",
  "category": "Finance",
  "categorySlug": "finance",
  "keywords": [
    "discounted cash flow",
    "present value",
    "discount rate",
    "future money"
  ],
  "status": "live",
  "workStatus": "pending",
  "reviewStatus": "pending",
  "migrationStatus": "new",
  "engine": "native",
  "creator": null,
  "reviewer": null,
  "quality": {
    "availability": "live",
    "technicalReviewRecord": "/reviews/present-value-calculator.json",
    "qualifiedReview": "pending",
    "qualifiedReviewer": null,
    "qualifiedReviewDate": null,
    "formulaVersion": "1.0.0",
    "referenceCoverage": "references-pending",
    "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
    "historicalMetadataDate": "2026-08-18",
    "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
  },
  "urls": {
    "page": "/calculator/present-value-calculator/",
    "definition": "/calculator/present-value-calculator/definition.json",
    "schema": "/calculator/present-value-calculator/schema.json",
    "llms": "/calculator/present-value-calculator/llms.txt",
    "legacyDefinition": "/calculator/present-value-calculator.json"
  },
  "queryExample": "https://askcalculators.com/calculator/present-value-calculator/?futureValue=20000&annualRate=6&years=5&compounding=12",
  "queryParameters": {
    "futureValue": {
      "label": "Future value",
      "type": "money",
      "required": true,
      "default": 20000
    },
    "annualRate": {
      "label": "Annual discount rate",
      "type": "percent",
      "required": true,
      "default": 6
    },
    "years": {
      "label": "Years",
      "type": "number",
      "required": true,
      "default": 5
    },
    "compounding": {
      "label": "Compounding periods per year",
      "type": "select",
      "required": true,
      "default": 12
    }
  },
  "inputs": [
    {
      "id": "futureValue",
      "label": "Future value",
      "type": "money",
      "required": true,
      "defaultValue": 20000,
      "min": 0,
      "step": 100,
      "width": "half"
    },
    {
      "id": "annualRate",
      "label": "Annual discount rate",
      "type": "percent",
      "required": true,
      "defaultValue": 6,
      "min": -99,
      "max": 100,
      "step": 0.1,
      "control": "slider-number",
      "width": "half"
    },
    {
      "id": "years",
      "label": "Years",
      "type": "number",
      "required": true,
      "defaultValue": 5,
      "min": 0,
      "max": 200,
      "step": 0.1,
      "width": "half"
    },
    {
      "id": "compounding",
      "label": "Compounding periods per year",
      "type": "select",
      "required": true,
      "defaultValue": 12,
      "options": [
        {
          "label": "Yearly",
          "value": 1
        },
        {
          "label": "Quarterly",
          "value": 4
        },
        {
          "label": "Monthly",
          "value": 12
        },
        {
          "label": "Daily",
          "value": 365
        }
      ],
      "width": "half"
    }
  ],
  "outputs": [
    {
      "id": "presentValue",
      "label": "Present value",
      "format": "currency",
      "primary": true
    },
    {
      "id": "discountAmount",
      "label": "Discount amount",
      "format": "currency"
    },
    {
      "id": "discountFactor",
      "label": "Discount factor",
      "format": "number",
      "digits": 4
    }
  ],
  "formula": {
    "expression": "PV = FV ÷ (1 + r/m)ᵐᵗ"
  },
  "examples": [
    {
      "label": "Reproducible default-input example (not a personal recommendation)",
      "inputs": {
        "futureValue": 20000,
        "annualRate": 6,
        "years": 5,
        "compounding": 12
      }
    }
  ],
  "sources": []
}