{
  "id": "present-value-of-dollar-1-annuity-table-calculator",
  "version": "1.0.0",
  "name": "Present Value of $1 Annuity Table (PVIFA) Calculator",
  "shortName": "Present Value of $1 Annuity Table (PVIFA)",
  "description": "Calculate present-value annuity factors for end- or beginning-of-period payments of $1.",
  "category": "Finance",
  "categorySlug": "finance",
  "keywords": [
    "present",
    "value",
    "of",
    "1",
    "annuity",
    "table",
    "pvifa",
    "calculator",
    "present value of dollar 1 annuity table calculator"
  ],
  "status": "live",
  "workStatus": "pending",
  "reviewStatus": "pending",
  "migrationStatus": "new",
  "engine": "native",
  "creator": null,
  "reviewer": null,
  "quality": {
    "availability": "live",
    "technicalReviewRecord": "/reviews/present-value-of-dollar-1-annuity-table-calculator.json",
    "qualifiedReview": "pending",
    "qualifiedReviewer": null,
    "qualifiedReviewDate": null,
    "formulaVersion": "1.0.0",
    "referenceCoverage": "references-pending",
    "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
    "historicalMetadataDate": "2026-09-01",
    "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
  },
  "urls": {
    "page": "/calculator/present-value-of-dollar-1-annuity-table-calculator/",
    "definition": "/calculator/present-value-of-dollar-1-annuity-table-calculator/definition.json",
    "schema": "/calculator/present-value-of-dollar-1-annuity-table-calculator/schema.json",
    "llms": "/calculator/present-value-of-dollar-1-annuity-table-calculator/llms.txt",
    "legacyDefinition": "/calculator/present-value-of-dollar-1-annuity-table-calculator.json"
  },
  "queryExample": "https://askcalculators.com/calculator/present-value-of-dollar-1-annuity-table-calculator/?ratePerPeriod=5&periods=20&paymentTiming=end",
  "queryParameters": {
    "ratePerPeriod": {
      "label": "Discount rate per period",
      "type": "percent",
      "required": true,
      "default": 5
    },
    "periods": {
      "label": "Number of periods",
      "type": "number",
      "required": true,
      "default": 20
    },
    "paymentTiming": {
      "label": "Payment timing",
      "type": "select",
      "required": true,
      "default": "end"
    }
  },
  "inputs": [
    {
      "id": "ratePerPeriod",
      "label": "Discount rate per period",
      "type": "percent",
      "required": true,
      "defaultValue": 5,
      "min": -99.99,
      "max": 1000,
      "step": 0.01
    },
    {
      "id": "periods",
      "label": "Number of periods",
      "type": "number",
      "required": true,
      "defaultValue": 20,
      "min": 1,
      "max": 500,
      "step": 1
    },
    {
      "id": "paymentTiming",
      "label": "Payment timing",
      "type": "select",
      "required": true,
      "defaultValue": "end",
      "options": [
        {
          "label": "End of each period (ordinary)",
          "value": "end"
        },
        {
          "label": "Beginning of each period (annuity due)",
          "value": "begin"
        }
      ]
    }
  ],
  "outputs": [
    {
      "id": "pvifa",
      "label": "PV annuity factor",
      "format": "number",
      "primary": true,
      "digits": 10
    },
    {
      "id": "presentValue",
      "label": "Present value of $1 payments",
      "format": "currency",
      "digits": 10
    },
    {
      "id": "undiscountedPayments",
      "label": "Undiscounted $1 payments",
      "format": "currency"
    }
  ],
  "formula": {
    "expression": "PVIFA = [1 − (1+i)^−n] ÷ i, multiplied by (1+i) for an annuity due"
  },
  "examples": [
    {
      "label": "Reproducible default-input example (not a personal recommendation)",
      "inputs": {
        "ratePerPeriod": 5,
        "periods": 20,
        "paymentTiming": "end"
      }
    }
  ],
  "sources": []
}