{
  "id": "rmd-calculator",
  "version": "7.0.0",
  "name": "RMD Calculator",
  "shortName": "RMD",
  "description": "Estimate a required minimum distribution using the IRS Uniform Lifetime Table.",
  "category": "Finance",
  "categorySlug": "finance",
  "keywords": [
    "rmd"
  ],
  "status": "live",
  "workStatus": "pending",
  "reviewStatus": "pending",
  "migrationStatus": "migrated",
  "migratedDate": "2026-08-18",
  "engine": "legacy-react",
  "creator": null,
  "reviewer": null,
  "quality": {
    "availability": "live",
    "technicalReviewRecord": "/reviews/rmd-calculator.json",
    "qualifiedReview": "pending",
    "qualifiedReviewer": null,
    "qualifiedReviewDate": null,
    "formulaVersion": "7.0.0",
    "referenceCoverage": "references-listed",
    "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
    "historicalMetadataDate": "2026-08-18",
    "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
  },
  "notice": "RMD rules depend on account type, owner status, beneficiary status, and law.",
  "urls": {
    "page": "/calculator/rmd-calculator/",
    "definition": "/calculator/rmd-calculator/definition.json",
    "schema": "/calculator/rmd-calculator/schema.json",
    "llms": "/calculator/rmd-calculator/llms.txt",
    "legacyDefinition": "/calculator/rmd-calculator.json"
  },
  "queryExample": "https://askcalculators.com/calculator/rmd-calculator/?age=73&balance=500000",
  "queryParameters": {
    "age": {
      "label": "Your Age",
      "type": "number",
      "required": false,
      "default": 73
    },
    "balance": {
      "label": "Account Balance (Dec 31 last year)",
      "type": "number",
      "required": false,
      "default": 500000
    }
  },
  "inputs": [
    {
      "id": "age",
      "label": "Your Age",
      "type": "number",
      "defaultValue": 73,
      "min": 73,
      "step": 1,
      "help": "Most account owners beginning RMDs under current rules start at age 73; special cases differ."
    },
    {
      "id": "balance",
      "label": "Account Balance (Dec 31 last year)",
      "type": "number",
      "defaultValue": 500000
    }
  ],
  "outputs": [
    {
      "id": "result",
      "label": "Result",
      "format": "text",
      "primary": true
    }
  ],
  "formula": {
    "expression": "Required minimum distribution = prior year-end balance ÷ IRS Uniform Lifetime Table distribution period for the entered age.",
    "note": "Uses the Uniform Lifetime Table. Different tables can apply when a spouse is more than 10 years younger or for inherited accounts."
  },
  "examples": [
    {
      "label": "Reproducible default-input example (not a personal recommendation)",
      "inputs": {
        "age": 73,
        "balance": 500000
      }
    }
  ],
  "sources": [
    {
      "label": "IRS Publication 590-B",
      "url": "https://www.irs.gov/publications/p590b"
    }
  ]
}