# RMD Calculator

> Estimate a required minimum distribution using the IRS Uniform Lifetime Table.

Page: https://askcalculators.com/calculator/rmd-calculator/
Definition: https://askcalculators.com/calculator/rmd-calculator/definition.json
JSON Schema: https://askcalculators.com/calculator/rmd-calculator/schema.json
Version: 7.0.0
Maintained by: AskCalculators (software project; not a credentialed reviewer)
Qualified review: pending. Automated checks do not establish professional approval.
Page status: Live
Review status: Pending

## Use
Open the calculator page and enter values. Query-string parameters can restore and bookmark a calculation.
Example: https://askcalculators.com/calculator/rmd-calculator/?age=73&balance=500000

## Inputs
- age: Your Age; type=number; optional; default=73; min=73
- balance: Account Balance (Dec 31 last year); type=number; optional; default=500000

## Outputs
- result: Result; format=text; primary

## Formula
Required minimum distribution = prior year-end balance ÷ IRS Uniform Lifetime Table distribution period for the entered age.

Uses the Uniform Lifetime Table. Different tables can apply when a spouse is more than 10 years younger or for inherited accounts.

## Rules
- Empty optional inputs are undefined, not zero.
- Hidden conditional inputs are ignored.
- Do not invent missing required inputs.

Notice: RMD rules depend on account type, owner status, beneficiary status, and law.