{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://askcalculators.com/calculator/roth-ira-calculator/schema.json",
  "title": "Roth IRA Calculator inputs",
  "description": "Project the growth of your Roth IRA and see how much tax-free income you could have in retirement.",
  "type": "object",
  "properties": {
    "currentAge": {
      "title": "Current Age",
      "type": "number",
      "default": 30
    },
    "retireAge": {
      "title": "Retirement Age",
      "type": "number",
      "default": 65
    },
    "balance": {
      "title": "Current Balance",
      "type": "number",
      "default": 10000
    },
    "annualContribution": {
      "title": "Annual Contribution",
      "type": "number",
      "description": "Default uses the 2026 IRA contribution limit before any age-based catch-up amount or income restriction.",
      "default": 7500
    },
    "returnRate": {
      "title": "Expected Annual Return",
      "type": "number",
      "default": 7
    }
  },
  "required": [],
  "additionalProperties": false,
  "x-askcalculators": {
    "version": "7.0.0",
    "calculatorUrl": "https://askcalculators.com/calculator/roth-ira-calculator/",
    "queryExample": "https://askcalculators.com/calculator/roth-ira-calculator/?currentAge=30&retireAge=65&balance=10000&annualContribution=7500&returnRate=7",
    "migrationStatus": "migrated",
    "reviewStatus": "pending",
    "pageStatus": "live",
    "workStatus": "pending",
    "migratedDate": "2026-08-18",
    "formula": {
      "expression": "Each year: balance = balance × (1 + annual return) + annual contribution; growth = ending balance − starting balance − contributions."
    },
    "quality": {
      "availability": "live",
      "technicalReviewRecord": "/reviews/roth-ira-calculator.json",
      "qualifiedReview": "pending",
      "qualifiedReviewer": null,
      "qualifiedReviewDate": null,
      "formulaVersion": "7.0.0",
      "referenceCoverage": "references-listed",
      "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
      "historicalMetadataDate": "2026-08-18",
      "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
    },
    "outputs": {
      "result": {
        "title": "Result",
        "type": "string",
        "x-format": "text",
        "x-primary": true
      }
    }
  }
}