{
  "id": "social-security-calculator",
  "version": "7.0.0",
  "name": "Social Security Calculator",
  "shortName": "Social Security",
  "description": "Estimate a 2026 retirement benefit from average indexed annual earnings and claiming age.",
  "category": "Finance",
  "categorySlug": "finance",
  "keywords": [
    "social",
    "security"
  ],
  "status": "live",
  "workStatus": "pending",
  "reviewStatus": "pending",
  "migrationStatus": "migrated",
  "migratedDate": "2026-08-18",
  "engine": "legacy-react",
  "creator": null,
  "reviewer": null,
  "quality": {
    "availability": "live",
    "technicalReviewRecord": "/reviews/social-security-calculator.json",
    "qualifiedReview": "pending",
    "qualifiedReviewer": null,
    "qualifiedReviewDate": null,
    "formulaVersion": "7.0.0",
    "referenceCoverage": "references-listed",
    "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
    "historicalMetadataDate": "2026-08-18",
    "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
  },
  "notice": "Educational benefit estimate; use your official Social Security record for planning.",
  "urls": {
    "page": "/calculator/social-security-calculator/",
    "definition": "/calculator/social-security-calculator/definition.json",
    "schema": "/calculator/social-security-calculator/schema.json",
    "llms": "/calculator/social-security-calculator/llms.txt",
    "legacyDefinition": "/calculator/social-security-calculator.json"
  },
  "queryExample": "https://askcalculators.com/calculator/social-security-calculator/?averageIncome=60000&retireAge=67",
  "queryParameters": {
    "averageIncome": {
      "label": "Average Annual Income ($)",
      "type": "number",
      "required": false,
      "default": 60000
    },
    "retireAge": {
      "label": "Retirement Age",
      "type": "number",
      "required": false,
      "default": 67
    }
  },
  "inputs": [
    {
      "id": "averageIncome",
      "label": "Average Annual Income ($)",
      "type": "number",
      "defaultValue": 60000
    },
    {
      "id": "retireAge",
      "label": "Retirement Age",
      "type": "number",
      "defaultValue": 67,
      "min": 62,
      "max": 70,
      "step": 0.083333
    }
  ],
  "outputs": [
    {
      "id": "result",
      "label": "Result",
      "format": "text",
      "primary": true
    }
  ],
  "formula": {
    "expression": "AIME = floor(average indexed annual earnings ÷ 12); 2026 PIA = 90% of the first bend-point segment + 32% of the second + 15% above it, adjusted for claiming age.",
    "note": "The earnings input is treated as average indexed annual earnings; a real SSA benefit uses up to 35 years of indexed earnings."
  },
  "examples": [
    {
      "label": "Reproducible default-input example (not a personal recommendation)",
      "inputs": {
        "averageIncome": 60000,
        "retireAge": 67
      }
    }
  ],
  "sources": [
    {
      "label": "SSA 2026 benefit formula",
      "url": "https://www.ssa.gov/oact/cola/Benefits.html"
    }
  ]
}