{
  "id": "student-loan-calculator",
  "version": "7.0.0",
  "name": "Student Loan Calculator",
  "shortName": "Student Loan",
  "description": "Calculate monthly payments for student loans, including the impact of interest capitalization during deferment periods.",
  "category": "Finance",
  "categorySlug": "finance",
  "keywords": [
    "student",
    "loan"
  ],
  "status": "live",
  "workStatus": "pending",
  "reviewStatus": "pending",
  "migrationStatus": "migrated",
  "migratedDate": "2026-08-18",
  "engine": "legacy-react",
  "creator": null,
  "reviewer": null,
  "quality": {
    "availability": "live",
    "technicalReviewRecord": "/reviews/student-loan-calculator.json",
    "qualifiedReview": "pending",
    "qualifiedReviewer": null,
    "qualifiedReviewDate": null,
    "formulaVersion": "7.0.0",
    "referenceCoverage": "references-pending",
    "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
    "historicalMetadataDate": "2026-08-18",
    "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
  },
  "urls": {
    "page": "/calculator/student-loan-calculator/",
    "definition": "/calculator/student-loan-calculator/definition.json",
    "schema": "/calculator/student-loan-calculator/schema.json",
    "llms": "/calculator/student-loan-calculator/llms.txt",
    "legacyDefinition": "/calculator/student-loan-calculator.json"
  },
  "queryExample": "https://askcalculators.com/calculator/student-loan-calculator/?amount=30000&rate=6.8&term=10&deferment=0",
  "queryParameters": {
    "amount": {
      "label": "Loan Amount",
      "type": "number",
      "required": false,
      "default": 30000
    },
    "rate": {
      "label": "Interest Rate",
      "type": "number",
      "required": false,
      "default": 6.8
    },
    "term": {
      "label": "Loan Term (Years)",
      "type": "number",
      "required": false,
      "default": 10
    },
    "deferment": {
      "label": "Deferment Period (Years)",
      "type": "number",
      "required": false,
      "default": 0
    }
  },
  "inputs": [
    {
      "id": "amount",
      "label": "Loan Amount",
      "type": "number",
      "defaultValue": 30000
    },
    {
      "id": "rate",
      "label": "Interest Rate",
      "type": "number",
      "defaultValue": 6.8
    },
    {
      "id": "term",
      "label": "Loan Term (Years)",
      "type": "number",
      "defaultValue": 10
    },
    {
      "id": "deferment",
      "label": "Deferment Period (Years)",
      "type": "number",
      "defaultValue": 0
    }
  ],
  "outputs": [
    {
      "id": "result",
      "label": "Result",
      "format": "text",
      "primary": true
    }
  ],
  "formula": {
    "expression": "Monthly payment uses the installment-loan formula; total paid = payment × months and total interest = total paid − principal."
  },
  "examples": [
    {
      "label": "Reproducible default-input example (not a personal recommendation)",
      "inputs": {
        "amount": 30000,
        "rate": 6.8,
        "term": 10,
        "deferment": 0
      }
    }
  ],
  "sources": []
}