{
  "id": "v20-ie-help-to-buy",
  "version": "20.16.0",
  "name": "Ireland Help to Buy Cap Calculator — Ireland",
  "shortName": "Ireland Help to Buy Cap",
  "description": "Calculate the arithmetic upper limit of the enhanced Irish Help to Buy relief, not a Revenue eligibility determination or a mortgage deposit approval. EUR planning view; stated limitations apply.",
  "category": "Finance",
  "categorySlug": "finance",
  "keywords": [
    "help-to-buy",
    "ie",
    "tax-authority"
  ],
  "status": "live",
  "workStatus": "pending",
  "reviewStatus": "pending",
  "migrationStatus": "new",
  "engine": "native",
  "creator": null,
  "reviewer": null,
  "quality": {
    "availability": "live",
    "technicalReviewRecord": "/reviews/v20-ie-help-to-buy.json",
    "qualifiedReview": "pending",
    "qualifiedReviewer": null,
    "qualifiedReviewDate": null,
    "formulaVersion": "20.16.0",
    "referenceCoverage": "references-listed",
    "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
    "historicalMetadataDate": "",
    "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
  },
  "notice": "Illustrative defaults are not local quotes or verified legal rules. Dated reference components and user-entered assumptions are explicitly distinguished. Professional review is pending.",
  "urls": {
    "page": "/ie/help-to-buy/",
    "definition": "/ie/help-to-buy/definition.json",
    "schema": "/ie/help-to-buy/schema.json",
    "llms": "/ie/help-to-buy/llms.txt",
    "legacyDefinition": "/ie/help-to-buy/definition.json"
  },
  "queryExample": "https://askcalculators.com/ie/help-to-buy/?price=350000&loan=280000&eligibleTax=25000&eligibilityConfirmed=0",
  "queryParameters": {
    "price": {
      "label": "Qualifying new-home purchase/self-build value",
      "type": "money",
      "required": true,
      "default": 350000
    },
    "loan": {
      "label": "Qualifying loan amount",
      "type": "money",
      "required": true,
      "default": 280000
    },
    "eligibleTax": {
      "label": "Income Tax and DIRT paid over relevant preceding four years",
      "type": "money",
      "required": true,
      "default": 25000
    },
    "eligibilityConfirmed": {
      "label": "First-time-buyer, new-home, tax compliance and occupancy conditions verified",
      "type": "checkbox",
      "required": false,
      "default": false
    }
  },
  "inputs": [
    {
      "id": "price",
      "label": "Qualifying new-home purchase/self-build value",
      "type": "money",
      "defaultValue": 350000,
      "required": true,
      "min": 0,
      "max": 1000000000000,
      "step": 0.01,
      "prefix": "EUR",
      "help": "Illustrative starting value; replace with your own evidence."
    },
    {
      "id": "loan",
      "label": "Qualifying loan amount",
      "type": "money",
      "defaultValue": 280000,
      "required": true,
      "min": 0,
      "max": 1000000000000,
      "step": 0.01,
      "prefix": "EUR",
      "help": "Illustrative starting value; replace with your own evidence."
    },
    {
      "id": "eligibleTax",
      "label": "Income Tax and DIRT paid over relevant preceding four years",
      "type": "money",
      "defaultValue": 25000,
      "required": true,
      "min": 0,
      "max": 1000000000000,
      "step": 0.01,
      "prefix": "EUR",
      "help": "Illustrative starting value; replace with your own evidence."
    },
    {
      "id": "eligibilityConfirmed",
      "label": "First-time-buyer, new-home, tax compliance and occupancy conditions verified",
      "type": "checkbox",
      "defaultValue": false
    }
  ],
  "outputs": [
    {
      "id": "ltv",
      "label": "Loan-to-value ratio",
      "format": "percent",
      "digits": 2
    },
    {
      "id": "cap",
      "label": "Enhanced HTB upper limit for entered facts",
      "format": "currency",
      "digits": 2,
      "primary": true,
      "currency": "EUR"
    },
    {
      "id": "assessment",
      "label": "Condition check",
      "format": "text",
      "digits": 2
    }
  ],
  "formula": {
    "expression": "Enhanced HTB cap = min(€30,000, 10% of value, qualifying Income Tax + DIRT paid), subject to value ≤ €500,000 and qualifying LTV ≥ 70%.",
    "note": "Inputs are converted to canonical units before evaluating this stated formula."
  },
  "examples": [
    {
      "label": "Illustrative defaults; required verification checks remain unconfirmed",
      "inputs": {
        "unitSystem": "metric",
        "price": 350000,
        "loan": 280000,
        "eligibleTax": 25000,
        "eligibilityConfirmed": false
      }
    }
  ],
  "sources": [
    {
      "label": "IE income authority",
      "url": "https://www.revenue.ie/en/personal-tax-credits-reliefs-and-exemptions/tax-relief-charts/index.aspx"
    },
    {
      "label": "Revenue HTB amount",
      "url": "https://www.revenue.ie/en/property/help-to-buy-incentive/how-much-can-you-claim.aspx"
    },
    {
      "label": "Revenue HTB qualifying property",
      "url": "https://www.revenue.ie/en/property/help-to-buy-incentive/what-type-of-property-qualifies.aspx"
    }
  ],
  "publicSlug": "help-to-buy",
  "namespace": "ie",
  "countries": [
    "ie"
  ]
}