{
  "id": "v20-uk-paycheck",
  "version": "20.16.0",
  "name": "Paycheck Planning Calculator — United Kingdom",
  "shortName": "Paycheck Planning",
  "description": "Estimate ordinary employment take-home pay from dated country tax and contribution rules. Canada, UK and Ireland use the selected supported contribution class; the national US view requires an explicit verified payroll amount. GBP planning view; stated limitations apply.",
  "category": "Finance",
  "categorySlug": "finance",
  "keywords": [
    "paycheck",
    "uk",
    "tax-authority"
  ],
  "status": "live",
  "workStatus": "pending",
  "reviewStatus": "pending",
  "migrationStatus": "new",
  "engine": "native",
  "creator": null,
  "reviewer": null,
  "quality": {
    "availability": "live",
    "technicalReviewRecord": "/reviews/v20-uk-paycheck.json",
    "qualifiedReview": "pending",
    "qualifiedReviewer": null,
    "qualifiedReviewDate": null,
    "formulaVersion": "20.16.0",
    "referenceCoverage": "references-listed",
    "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
    "historicalMetadataDate": "",
    "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
  },
  "notice": "Illustrative defaults are not local quotes or verified legal rules. Dated reference components and user-entered assumptions are explicitly distinguished. Professional review is pending.",
  "urls": {
    "page": "/uk/paycheck/",
    "definition": "/uk/paycheck/definition.json",
    "schema": "/uk/paycheck/schema.json",
    "llms": "/uk/paycheck/llms.txt",
    "legacyDefinition": "/uk/paycheck/definition.json"
  },
  "queryExample": "https://askcalculators.com/uk/paycheck/?grossIncome=60000&deductions=0&credits=0&nation=england&localIncomeTax=0&payPeriods=12&socialMode=automatic&niCategory=A&annualSocial=0&annualBenefits=0",
  "queryParameters": {
    "grossIncome": {
      "label": "Annual gross income",
      "type": "money",
      "required": true,
      "default": 60000
    },
    "deductions": {
      "label": "Additional deductible amount (not a tax credit)",
      "type": "money",
      "required": true,
      "default": 0
    },
    "credits": {
      "label": "Additional verified nonrefundable national credits",
      "type": "money",
      "required": true,
      "default": 0
    },
    "nation": {
      "label": "UK nation",
      "type": "select",
      "required": true,
      "default": "england"
    },
    "localIncomeTax": {
      "label": "Other state/local income tax not automatically included",
      "type": "money",
      "required": true,
      "default": 0
    },
    "payPeriods": {
      "label": "Payments per year",
      "type": "select",
      "required": true,
      "default": "12"
    },
    "socialMode": {
      "label": "Employee contribution calculation",
      "type": "select",
      "required": true,
      "default": "automatic"
    },
    "niCategory": {
      "label": "UK National Insurance category",
      "type": "select",
      "required": true,
      "default": "A"
    },
    "annualSocial": {
      "label": "Verified annual employee contributions (manual mode only)",
      "type": "money",
      "required": true,
      "default": 0
    },
    "annualBenefits": {
      "label": "Annual after-tax deductions/benefit cost",
      "type": "money",
      "required": true,
      "default": 0
    }
  },
  "inputs": [
    {
      "id": "grossIncome",
      "label": "Annual gross income",
      "type": "money",
      "defaultValue": 60000,
      "required": true,
      "min": 0,
      "max": 1000000000000,
      "step": 0.01,
      "prefix": "GBP",
      "help": "Illustrative starting value; replace with your own evidence."
    },
    {
      "id": "deductions",
      "label": "Additional deductible amount (not a tax credit)",
      "type": "money",
      "defaultValue": 0,
      "required": true,
      "min": 0,
      "max": 1000000000000,
      "step": 0.01,
      "prefix": "GBP",
      "help": "Illustrative starting value; replace with your own evidence."
    },
    {
      "id": "credits",
      "label": "Additional verified nonrefundable national credits",
      "type": "money",
      "defaultValue": 0,
      "required": true,
      "min": 0,
      "max": 1000000000000,
      "step": 0.01,
      "prefix": "GBP",
      "help": "Illustrative starting value; replace with your own evidence."
    },
    {
      "id": "nation",
      "label": "UK nation",
      "type": "select",
      "required": true,
      "defaultValue": "england",
      "options": [
        {
          "value": "england",
          "label": "England"
        },
        {
          "value": "wales",
          "label": "Wales"
        },
        {
          "value": "northern-ireland",
          "label": "Northern Ireland"
        },
        {
          "value": "scotland",
          "label": "Scotland"
        }
      ]
    },
    {
      "id": "localIncomeTax",
      "label": "Other state/local income tax not automatically included",
      "type": "money",
      "defaultValue": 0,
      "required": true,
      "min": 0,
      "max": 1000000000000,
      "step": 0.01,
      "prefix": "GBP",
      "help": "Illustrative starting value; replace with your own evidence."
    },
    {
      "id": "payPeriods",
      "label": "Payments per year",
      "type": "select",
      "required": true,
      "defaultValue": "12",
      "options": [
        {
          "value": "12",
          "label": "Monthly (12)"
        },
        {
          "value": "24",
          "label": "Twice monthly (24)"
        },
        {
          "value": "26",
          "label": "Fortnightly/biweekly (26)"
        },
        {
          "value": "52",
          "label": "Weekly (52)"
        }
      ]
    },
    {
      "id": "socialMode",
      "label": "Employee contribution calculation",
      "type": "select",
      "required": true,
      "defaultValue": "automatic",
      "options": [
        {
          "value": "automatic",
          "label": "Use supported country contribution rules"
        },
        {
          "value": "manual",
          "label": "Use my verified annual contribution amount"
        }
      ]
    },
    {
      "id": "niCategory",
      "label": "UK National Insurance category",
      "type": "select",
      "required": true,
      "defaultValue": "A",
      "options": [
        {
          "value": "A",
          "label": "Category A"
        },
        {
          "value": "B",
          "label": "Category B"
        },
        {
          "value": "C",
          "label": "Category C"
        },
        {
          "value": "D",
          "label": "Category D"
        },
        {
          "value": "E",
          "label": "Category E"
        },
        {
          "value": "F",
          "label": "Category F"
        },
        {
          "value": "H",
          "label": "Category H"
        },
        {
          "value": "I",
          "label": "Category I"
        },
        {
          "value": "J",
          "label": "Category J"
        },
        {
          "value": "K",
          "label": "Category K"
        },
        {
          "value": "L",
          "label": "Category L"
        },
        {
          "value": "M",
          "label": "Category M"
        },
        {
          "value": "N",
          "label": "Category N"
        },
        {
          "value": "S",
          "label": "Category S"
        },
        {
          "value": "V",
          "label": "Category V"
        },
        {
          "value": "Z",
          "label": "Category Z"
        }
      ]
    },
    {
      "id": "annualSocial",
      "label": "Verified annual employee contributions (manual mode only)",
      "type": "money",
      "defaultValue": 0,
      "required": true,
      "min": 0,
      "max": 1000000000000,
      "step": 0.01,
      "prefix": "GBP",
      "help": "Illustrative starting value; replace with your own evidence."
    },
    {
      "id": "annualBenefits",
      "label": "Annual after-tax deductions/benefit cost",
      "type": "money",
      "defaultValue": 0,
      "required": true,
      "min": 0,
      "max": 1000000000000,
      "step": 0.01,
      "prefix": "GBP",
      "help": "Illustrative starting value; replace with your own evidence."
    }
  ],
  "outputs": [
    {
      "id": "automaticCredits",
      "label": "Supported basic national credits before final tax limitations",
      "format": "currency",
      "digits": 2,
      "currency": "GBP"
    },
    {
      "id": "provincialTax",
      "label": "Canadian provincial/territorial tax (zero outside Canada)",
      "format": "currency",
      "digits": 2,
      "currency": "GBP"
    },
    {
      "id": "taxable",
      "label": "Taxable income used",
      "format": "currency",
      "digits": 2,
      "currency": "GBP"
    },
    {
      "id": "baseTax",
      "label": "National bracket tax before credits",
      "format": "currency",
      "digits": 2,
      "currency": "GBP"
    },
    {
      "id": "tax",
      "label": "Income tax after supported credits and local/provincial tax",
      "format": "currency",
      "digits": 2,
      "currency": "GBP"
    },
    {
      "id": "usc",
      "label": "Irish USC (zero outside Ireland)",
      "format": "currency",
      "digits": 2,
      "currency": "GBP"
    },
    {
      "id": "total",
      "label": "Total modeled taxes",
      "format": "currency",
      "digits": 2,
      "primary": true,
      "currency": "GBP"
    },
    {
      "id": "net",
      "label": "Gross income less modeled taxes",
      "format": "currency",
      "digits": 2,
      "currency": "GBP"
    },
    {
      "id": "effectiveRate",
      "label": "Modeled effective rate",
      "format": "percent",
      "digits": 2
    },
    {
      "id": "social",
      "label": "Modeled employee social/payroll contributions",
      "format": "currency",
      "digits": 2,
      "currency": "GBP"
    },
    {
      "id": "netPay",
      "label": "Estimated payment after contributions and deductions",
      "format": "currency",
      "digits": 2,
      "primary": true,
      "currency": "GBP"
    }
  ],
  "formula": {
    "expression": "Payment = (gross income − modeled annual taxes − selected automatic or manual employee contributions − after-tax deductions) / pay periods.",
    "note": "Inputs are converted to canonical units before evaluating this stated formula."
  },
  "examples": [
    {
      "label": "Illustrative defaults; required verification checks remain unconfirmed",
      "inputs": {
        "unitSystem": "metric",
        "grossIncome": 60000,
        "deductions": 0,
        "credits": 0,
        "nation": "england",
        "localIncomeTax": 0,
        "payPeriods": "12",
        "socialMode": "automatic",
        "niCategory": "A",
        "annualSocial": 0,
        "annualBenefits": 0
      }
    }
  ],
  "sources": [
    {
      "label": "HMRC 2026/27 employer thresholds",
      "url": "https://www.gov.uk/guidance/rates-and-thresholds-for-employers-2026-to-2027"
    },
    {
      "label": "HMRC Personal Allowance",
      "url": "https://www.gov.uk/income-tax-rates"
    },
    {
      "label": "HMRC self-employed NI",
      "url": "https://www.gov.uk/self-employed-national-insurance-rates"
    },
    {
      "label": "HMRC voluntary NI",
      "url": "https://www.gov.uk/voluntary-national-insurance-contributions/rates"
    },
    {
      "label": "HMRC dividend tax",
      "url": "https://www.gov.uk/tax-on-dividends"
    },
    {
      "label": "HMRC savings allowances",
      "url": "https://www.gov.uk/apply-tax-free-interest-on-savings/how-much-is-tax-free"
    }
  ],
  "publicSlug": "paycheck",
  "namespace": "uk",
  "countries": [
    "us",
    "ca",
    "uk",
    "ie"
  ]
}