# UK Student Loan Repayment Calculator — United Kingdom

> Estimate income-contingent repayments from 2026/27 plan thresholds. Balance, interest accrual and write-off rules are not reduced to an ordinary amortizing loan. GBP planning view; stated limitations apply.

Page: https://askcalculators.com/uk/student-loan/
Definition: https://askcalculators.com/uk/student-loan/definition.json
JSON Schema: https://askcalculators.com/uk/student-loan/schema.json
Version: 20.16.0
Maintained by: AskCalculators (software project; not a credentialed reviewer)
Qualified review: pending. Automated checks do not establish professional approval.
Page status: Live
Review status: Pending

## Use
Open the calculator page and enter values. Query-string parameters can restore and bookmark a calculation.
Example: https://askcalculators.com/uk/student-loan/?income=40000&plan=2&postgraduate=0&remaining=30000&postgraduateBalance=10000

## Inputs
- income: Annual repayment income; type=money; required; default=40000; min=0; max=1000000000000
- plan: Undergraduate plan; type=select; required; default=2; values=1|2|4|5
- postgraduate: Also repay a postgraduate loan; type=checkbox; optional; default=false
- remaining: Remaining undergraduate balance; type=money; required; default=30000; min=0; max=1000000000000
- postgraduateBalance: Remaining postgraduate balance; type=money; required; default=10000; min=0; max=1000000000000

## Outputs
- undergrad: Annual undergraduate repayment estimate; format=currency
- postgrad: Annual postgraduate repayment estimate; format=currency
- annual: Combined annual estimate; format=currency; primary
- monthly: Equivalent monthly estimate; format=currency

## Formula
Annual repayment = max(0, income − plan threshold) × repayment rate, limited here to entered outstanding balance; postgraduate repayment is additional.

Inputs are converted to canonical units before evaluating this stated formula.

## Rules
- Empty optional inputs are undefined, not zero.
- Hidden conditional inputs are ignored.
- Do not invent missing required inputs.

Notice: Illustrative defaults are not local quotes or verified legal rules. Dated reference components and user-entered assumptions are explicitly distinguished. Professional review is pending.