{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://askcalculators.com/us/accident-claim/schema.json",
  "title": "Accident Claim Reconciliation Calculator — United States inputs",
  "description": "Reconcile a claim scenario against payments already received without counting property damage, medical liens or deductible twice. USD planning view; stated limitations apply.",
  "type": "object",
  "properties": {
    "pastMedical": {
      "title": "Past recoverable medical costs",
      "type": "number",
      "description": "Illustrative starting value; replace with your own evidence.",
      "default": 10000,
      "minimum": 0,
      "maximum": 1000000000000,
      "x-step": 0.01,
      "x-prefix": "USD",
      "x-unit": "currency"
    },
    "futureMedical": {
      "title": "Supported future medical costs",
      "type": "number",
      "description": "Illustrative starting value; replace with your own evidence.",
      "default": 0,
      "minimum": 0,
      "maximum": 1000000000000,
      "x-step": 0.01,
      "x-prefix": "USD",
      "x-unit": "currency"
    },
    "lostEarnings": {
      "title": "Recoverable lost earnings",
      "type": "number",
      "description": "Illustrative starting value; replace with your own evidence.",
      "default": 5000,
      "minimum": 0,
      "maximum": 1000000000000,
      "x-step": 0.01,
      "x-prefix": "USD",
      "x-unit": "currency"
    },
    "propertyLoss": {
      "title": "Recoverable property loss",
      "type": "number",
      "description": "Illustrative starting value; replace with your own evidence.",
      "default": 0,
      "minimum": 0,
      "maximum": 1000000000000,
      "x-step": 0.01,
      "x-prefix": "USD",
      "x-unit": "currency"
    },
    "nonEconomic": {
      "title": "Supported non-economic damages scenario",
      "type": "number",
      "description": "Illustrative starting value; replace with your own evidence.",
      "default": 0,
      "minimum": 0,
      "maximum": 1000000000000,
      "x-step": 0.01,
      "x-prefix": "USD",
      "x-unit": "currency"
    },
    "fault": {
      "title": "Claimant comparative fault",
      "type": "number",
      "description": "Illustrative starting value; replace with your own evidence.",
      "default": 0,
      "minimum": 0,
      "maximum": 100,
      "x-step": 0.1,
      "x-unit": "percent"
    },
    "negligence": {
      "title": "Verified negligence rule",
      "type": "string",
      "default": "pure",
      "enum": [
        "pure",
        "50",
        "51",
        "contributory"
      ],
      "x-optionLabels": {
        "50": "Barred at 50% or more",
        "51": "Barred above 50%",
        "pure": "Pure comparative",
        "contributory": "Any claimant fault bars recovery"
      }
    },
    "nonEconomicCap": {
      "title": "Applicable non-economic cap (0 = no cap established)",
      "type": "number",
      "description": "Illustrative starting value; replace with your own evidence.",
      "default": 0,
      "minimum": 0,
      "maximum": 1000000000000,
      "x-step": 0.01,
      "x-prefix": "USD",
      "x-unit": "currency"
    },
    "policyLimit": {
      "title": "Available policy limit (0 = not established)",
      "type": "number",
      "description": "Illustrative starting value; replace with your own evidence.",
      "default": 0,
      "minimum": 0,
      "maximum": 1000000000000,
      "x-step": 0.01,
      "x-prefix": "USD",
      "x-unit": "currency"
    },
    "fee": {
      "title": "Contingency fee on gross recovery",
      "type": "number",
      "description": "Illustrative starting value; replace with your own evidence.",
      "default": 0,
      "minimum": 0,
      "maximum": 100,
      "x-step": 0.1,
      "x-unit": "percent"
    },
    "liens": {
      "title": "Medical liens/reimbursements",
      "type": "number",
      "description": "Illustrative starting value; replace with your own evidence.",
      "default": 0,
      "minimum": 0,
      "maximum": 1000000000000,
      "x-step": 0.01,
      "x-prefix": "USD",
      "x-unit": "currency"
    },
    "expenses": {
      "title": "Case expenses",
      "type": "number",
      "description": "Illustrative starting value; replace with your own evidence.",
      "default": 0,
      "minimum": 0,
      "maximum": 1000000000000,
      "x-step": 0.01,
      "x-prefix": "USD",
      "x-unit": "currency"
    },
    "rulesConfirmed": {
      "title": "Applicable jurisdiction rules and entered amounts independently verified",
      "type": "boolean",
      "default": false
    },
    "priorPayment": {
      "title": "Prior insurer payment credited to this claim",
      "type": "number",
      "description": "Illustrative starting value; replace with your own evidence.",
      "default": 0,
      "minimum": 0,
      "maximum": 1000000000000,
      "x-step": 0.01,
      "x-prefix": "USD",
      "x-unit": "currency"
    },
    "deductible": {
      "title": "Unreimbursed applicable deductible",
      "type": "number",
      "description": "Illustrative starting value; replace with your own evidence.",
      "default": 0,
      "minimum": 0,
      "maximum": 1000000000000,
      "x-step": 0.01,
      "x-prefix": "USD",
      "x-unit": "currency"
    }
  },
  "required": [
    "pastMedical",
    "futureMedical",
    "lostEarnings",
    "propertyLoss",
    "nonEconomic",
    "fault",
    "negligence",
    "nonEconomicCap",
    "policyLimit",
    "fee",
    "liens",
    "expenses",
    "priorPayment",
    "deductible"
  ],
  "additionalProperties": false,
  "x-askcalculators": {
    "version": "20.16.0",
    "calculatorUrl": "https://askcalculators.com/us/accident-claim/",
    "queryExample": "https://askcalculators.com/us/accident-claim/?pastMedical=10000&futureMedical=0&lostEarnings=5000&propertyLoss=0&nonEconomic=0&fault=0&negligence=pure&nonEconomicCap=0&policyLimit=0&fee=0&liens=0&expenses=0&rulesConfirmed=0&priorPayment=0&deductible=0",
    "migrationStatus": "new",
    "reviewStatus": "pending",
    "pageStatus": "live",
    "workStatus": "pending",
    "formula": {
      "expression": "Remaining modeled proceeds = settlement net − credited prior payment − applicable unreimbursed deductible.",
      "note": "Inputs are converted to canonical units before evaluating this stated formula."
    },
    "quality": {
      "availability": "live",
      "technicalReviewRecord": "/reviews/v20-us-accident-claim.json",
      "qualifiedReview": "pending",
      "qualifiedReviewer": null,
      "qualifiedReviewDate": null,
      "formulaVersion": "20.16.0",
      "referenceCoverage": "references-listed",
      "releaseTestScope": "Catalog and regression checks are not a professional formula audit; consult release evidence.",
      "historicalMetadataDate": "",
      "historicalMetadataNotice": "The imported date is not evidence of a completed human review."
    },
    "outputs": {
      "economic": {
        "title": "Entered economic damages",
        "type": "number",
        "x-format": "currency",
        "x-currency": "USD",
        "x-digits": 2
      },
      "adjusted": {
        "title": "After entered fault rule",
        "type": "number",
        "x-format": "currency",
        "x-currency": "USD",
        "x-digits": 2
      },
      "recovery": {
        "title": "Modeled recovery after entered policy limit",
        "type": "number",
        "x-format": "currency",
        "x-currency": "USD",
        "x-digits": 2,
        "x-primary": true
      },
      "fee": {
        "title": "Modeled legal fee",
        "type": "number",
        "x-format": "currency",
        "x-currency": "USD",
        "x-digits": 2
      },
      "net": {
        "title": "Net after entered fee, liens and expenses",
        "type": "number",
        "x-format": "currency",
        "x-currency": "USD",
        "x-digits": 2
      },
      "status": {
        "title": "Rule scenario",
        "type": "string",
        "x-format": "text",
        "x-digits": 2
      },
      "remaining": {
        "title": "Modeled remaining amount after prior payment/deductible",
        "type": "number",
        "x-format": "currency",
        "x-currency": "USD",
        "x-digits": 2,
        "x-primary": true
      }
    }
  }
}