# Unemployment Benefit Budget Planner — United States

> Budget from an actual agency award with an explicitly verified partial-earnings rule. This does not determine eligibility, base-period wages, extensions or the maximum benefit award. USD planning view; stated limitations apply.

Page: https://askcalculators.com/us/unemployment/
Definition: https://askcalculators.com/us/unemployment/definition.json
JSON Schema: https://askcalculators.com/us/unemployment/schema.json
Version: 20.16.0
Maintained by: AskCalculators (software project; not a credentialed reviewer)
Qualified review: pending. Automated checks do not establish professional approval.
Page status: Live
Review status: Pending

## Use
Open the calculator page and enter values. Query-string parameters can restore and bookmark a calculation.
Example: https://askcalculators.com/us/unemployment/?weeklyAward=300&weeks=12&waitingWeeks=0&earnings=0&disregard=0&offset=100&withholding=0&rulesConfirmed=0

## Inputs
- weeklyAward: Weekly benefit in verified agency award; type=money; required; default=300; min=0; max=1000000000000
- weeks: Remaining eligible payable weeks; type=number; required; default=12; min=0; max=104
- waitingWeeks: Unpaid waiting weeks within this budget period; type=number; required; default=0; min=0; max=4
- earnings: Weekly earnings during claim; type=money; required; default=0; min=0; max=1000000000000
- disregard: Verified weekly earnings disregard; type=money; required; default=0; min=0; max=1000000000000
- offset: Verified reduction rate on excess earnings; type=percent; required; default=100; min=0; max=100
- withholding: Voluntary withholding assumption; type=percent; required; default=0; min=0; max=100
- rulesConfirmed: Applicable jurisdiction rules and entered amounts independently verified; type=checkbox; optional; default=false

## Outputs
- weekly: Modeled payable weekly amount; format=currency
- payableWeeks: Budgeted payable weeks; format=integer
- gross: Modeled gross benefit for period; format=currency; primary
- net: Modeled cash after entered withholding; format=currency

## Formula
Weekly amount = max(0, agency award − max(0, weekly earnings − disregard) × offset rate). Period amount = weekly amount × payable weeks.

Inputs are converted to canonical units before evaluating this stated formula.

## Rules
- Empty optional inputs are undefined, not zero.
- Hidden conditional inputs are ignored.
- Do not invent missing required inputs.

Notice: Illustrative defaults are not local quotes or verified legal rules. Dated reference components and user-entered assumptions are explicitly distinguished. Professional review is pending.