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Estate Tax Calculator

Estimate the federal estate-tax amount above the 2026 basic exclusion using a simplified top-rate model.

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Calculation steps

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  1. 1

    Formula selected

    The calculator uses the following formula or method.

    Estimated taxable estate = max(gross estate − 2026 federal exclusion, 0); estimated federal estate tax = taxable estate × 40%.

    Simplified federal estimate using the top rate on value above the entered-year exclusion; deductions, gifts, portability, state estate tax, and graduated rates are excluded.

  2. 2

    Values entered

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  3. 3

    Result calculated

    The formula or method produces the following result values.

    Results will appear after a successful calculation.

  4. 4

    Answer formatted

    Displayed values are rounded and formatted using each output’s configured precision.

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How it works

Estimate the amount of an estate above the entered 2026 federal basic exclusion and apply the calculator’s simplified top-rate assumption.

Input query strings and outputs

Use an input name in this page’s URL as ?name=value, and join additional inputs with &. Portable shared links may instead use the compact ?ac= state parameter.

Input query strings

1
  • ?estateValue= Total Estate Value ($)

    Number · Optional · Default: 15,000,000

Outputs

1
  • result Result

    Text · Primary output

result contains the calculator’s complete rendered result area, including its visible result cards, tables, charts, and messages.

Formula

  • Taxable amount = max(gross estate − exclusion, 0)
  • Estimated tax = taxable amount × selected rate

Important limits

This is a simplified screening estimate. It does not model deductions, prior taxable gifts, portability, valuation rules, credits, graduated rates, state estate or inheritance taxes, generation-skipping transfer tax, or filing requirements.

Do not use this result for estate planning or filing without qualified tax and legal review.

Sources
Limitations
  • Simplified estate-tax estimate; not tax or legal advice.
  • Simplified federal estimate using the top rate on value above the entered-year exclusion; deductions, gifts, portability, state estate tax, and graduated rates are excluded.
  • Estimates use the rates, timing, and assumptions entered. Fees, taxes, lender rules, and future changes are included only where explicitly shown.