Finance
Loans, savings, investing, debt, property, taxes, and business money.
401k Calculator
Estimate the growth of your 401(k) retirement savings, including employer matching contributions.
72(t) Calculator
Calculate Substantially Equal Periodic Payments (SEPP) to avoid early withdrawal penalties from IRAs.
Activity Depreciation Calculator
Calculate depreciation from asset usage such as miles, machine cycles, or operating hours.
Amortization Calculator
View your loan amortization schedule and see how your principal balance decreases over time.
Amortization Schedule Calculator: Equal Principal Payments
Create a loan schedule with the same principal amount paid every period and declining total payments.
Annuity Calculator
Calculate the future value of a fixed annuity investment.
Annuity on Loan Table Creator
Create an equal-payment loan amortization table for an ordinary annuity or annuity due.
Annuity Payout Calculator
Calculate the monthly income you can receive from a fixed annuity.
APR Calculator
Calculate the Annual Percentage Rate (APR) of a loan, which includes interest and fees.
APY Calculator
Convert an Annual Percentage Rate (APR) to Annual Percentage Yield (APY) based on compounding frequency.
Asset Allocation Calculator
Visualize your portfolio's asset allocation.
Auto Lease Calculator
Calculate monthly auto lease payments based on negotiated price, residual value, and money factor.
Auto Loan Calculator
Calculate your monthly car payments, factoring in trade-in value and sales tax.
Average Return Calculator
Calculate the Arithmetic Mean and Geometric Mean (CAGR) of a series of investment returns.
Bid-Ask Calculator
Calculate bid-ask spread, midpoint, spread percentage, and trade values for a quoted security.
Boat Loan Calculator
Estimate monthly payments for a boat or yacht loan, which typically feature longer terms than auto loans.
Bond Calculator
Calculate the theoretical price and current yield of a bond based on its coupon rate and yield to maturity.
Budget Calculator
Plan your monthly budget by categorizing income and expenses.
Business Loan Calculator
Calculate monthly payments and total costs for a business term loan, including origination fees.
Canadian Mortgage Calculator
Calculate mortgage payments for Canada, including CMHC insurance estimates and semi-annual compounding.
Cash Back Calculator
Estimate gross and net cash back after an optional reward cap and annual fee.
Cash Back vs Low Interest
Compare a cash back rebate with a higher interest rate versus a lower interest rate with no rebate.
CD Calculator
Calculate the earnings and total balance of a Certificate of Deposit (CD) over time.
Checkbook Balance Calculator
Reconcile a bank statement balance with outstanding checks, deposits in transit, fees, interest, and the check register.
Checkbook Calculator
Apply a list of deposits and withdrawals to an opening balance and create a running register.
College Cost Calculator
Estimate the future cost of college and determine if your current savings plan is on track.
Commission Calculator
Calculate sales commission, base pay, bonus, and total earnings.
Compound Interest Calculator
Project investment growth with regular monthly contributions and selectable compounding.
Credit Card Calculator
Calculate how long it will take to pay off your credit card balance or determine the monthly payment needed to be debt-free by a specific date.
Credit Card Payoff Calculator
Find payoff time from a payment or the payment needed for a chosen payoff period.
Credit Cards Payoff Calculator
Calculate the fastest way to pay off multiple credit cards using the Avalanche or Snowball method.
Currency Appreciation and Depreciation Calculator
Measure the appreciation or depreciation of a base currency when its quoted exchange rate changes.
Currency Calculator
Convert an amount using an exchange rate you enter. No live API is required.
Debt Consolidation Calculator
Determine if consolidating your debts into a single loan can save you money on interest or lower your monthly payments.
Debt Payoff Calculator
Create a debt payoff plan using the Snowball or Avalanche method to become debt-free faster.
Debt Ratios Calculator
Calculate common solvency ratios from balance-sheet and income-statement figures.
Debt-to-Income Ratio Calculator
Calculate front-end and back-end monthly debt-to-income ratios.
Debt-to-Income Ratio Calculator
Calculate your DTI ratio to see if you qualify for a mortgage or other loans.
Deferred Fixed Annuity Calculator
Estimate accumulation during a deferral period and level withdrawals during a fixed payout period.
Depreciation Calculator
Calculate the depreciation of an asset over its useful life using Straight-Line or Double-Declining Balance methods.
Discount Calculator
Find the sale price, savings, optional tax, and effective discount.
Down Payment Calculator
Convert a down payment between money and percent, then estimate loan and cash needed.
Equivalent Interest Rate Calculator
Convert a nominal annual rate with one compounding frequency to an equivalent nominal rate with another frequency.
Estate Tax Calculator
Estimate the federal estate-tax amount above the 2026 basic exclusion using a simplified top-rate model.
FHA Loan Calculator
Calculate FHA mortgage payments including Upfront and Annual Mortgage Insurance Premiums (MIP).
Finance Calculator
Analyze your monthly cash flow, savings rate, and potential annual savings.
Fixed Declining Balance Depreciation Calculator
Calculate a fixed declining-balance depreciation rate and annual schedule that approaches salvage value.
Future Value Calculator
Grow a present amount at a fixed rate with selectable compounding.
Future Value of $1 Annuity Table (FVIFA) Calculator
Calculate future-value annuity factors for end- or beginning-of-period payments of $1.
Future Value of $1 Table (FVIF) Calculator
Calculate future-value interest factors and create a period-by-period FVIF table.
Future Value of Cash Flows Calculator
Compound a series of dated-by-period cash flows to a common future period.
GDP Calculator
Calculate Gross Domestic Product using the expenditure approach (C + I + G + NX).
Home Equity Line of Credit (HELOC) Calculator
Estimate interest-only draw payments, repayment-period payments, fees, and an LTV-based HELOC limit.
Home Equity Loan Calculator
Estimate a fixed home equity loan payment, borrowing costs, amortization, and an LTV-based borrowing limit.
House Affordability Calculator
Estimate a home price from income, debts, down payment, rate, and housing costs.
How Much Car Can I Afford Calculator
Estimate an affordable vehicle price from a monthly payment budget, financing terms, down payment, trade-in, taxes, and fees.
How Much of a Loan Can I Afford Calculator
Calculate the maximum loan principal supported by a payment budget, rate, term, and financed fees.
Income Tax Calculator
Estimate 2026 U.S. federal income tax using the standard deduction and progressive brackets.
Inflation Calculator
Estimate future cost, purchasing power, and cumulative inflation.
Interest Calculator
Project compound growth with a nominal annual rate, selected compounding frequency, and end-of-month contributions.
Interest Only Mortgage Calculator
Estimate payments and total interest for a mortgage with an initial interest-only period followed by amortizing payments.
Interest Rate Calculator
Calculate the required annual interest rate to earn a specific amount of interest.
Interest Rate on Table Creator
Create compound-interest factor tables across a range of periodic interest rates for a selected number of periods.
Investment Calculator
Project the growth of your investments over time with compound interest.
IRR Calculator
Calculate the Internal Rate of Return (IRR) for a series of annual cash flows.
Layaway Plan Calculator
Calculate the financed layaway balance, periodic payment, fees, taxes, and total purchase cost.
Lease Calculator
Calculate monthly lease payments for equipment or property given a residual value.
Liquidity Ratios Calculator
Calculate current, quick, cash, working-capital, and operating-cash-flow liquidity measures.
List Price Markdown Calculator
Find the list price needed to offer a planned markdown while preserving a target gross margin.
Loan Calculator
Calculate payment, interest, total cost, and the effect of an optional extra payment.
Loan Payment Table Generator
Generate a comparison grid of periodic payments across multiple interest rates and loan terms.
Marriage Tax Calculator
Compare a simplified 2026 federal estimate for two single filers with married filing jointly.
Money Calculator
Count U.S. bills and coins and calculate the total cash amount.
Money Change Calculator
Calculate change due and break it into common U.S. bills and coins using the fewest pieces.
Money Math Calculator
Add, subtract, multiply, or divide monetary amounts using exact cent arithmetic where applicable.
Mortgage Amortization Calculator
View the complete amortization schedule for your mortgage.
Mortgage Calculator
Estimate principal, interest, taxes, insurance, optional HOA fees, and extra payments.
Mortgage Calculator UK
Calculate monthly mortgage payments for UK properties, including Loan-to-Value (LTV).
Mortgage Payoff Calculator
See how much time and interest you can save by making extra payments on your mortgage.
Mutual Fund Calculator
Project a mutual fund balance and net return after contributions, sales loads, deferred charges, and operating expenses.
Net Present Value Calculator
Discount a sequence of periodic cash flows, calculate NPV, profitability index, and an estimated internal rate of return.
Net Worth Calculator
Calculate your total net worth by subtracting liabilities from assets.
Nominal Interest Rate Calculator
Convert an effective annual interest rate to an equivalent nominal annual rate for a selected compounding frequency.
Operations Ratios Calculator
Calculate operating-efficiency ratios for assets, inventory, receivables, payables, and working capital.
Payback Period Calculator
Calculate the time required to recoup an initial investment.
Payment Calculator
Calculate your monthly loan payments and total interest for any type of loan.
Pension Calculator
Estimate your defined benefit pension payout based on years of service and salary.
Percent Off Calculator
Calculate the final price after applying one or more percentage discounts.
Periodic Interest Rate Calculator
Calculate the periodic rate from a nominal annual rate or from an effective annual rate.
Personal Loan Calculator
Calculate monthly payments and total interest for a personal loan, including origination fees.
Present Value Calculator
Find the current value of a future amount at a chosen discount rate.
Present Value of $1 Annuity Table (PVIFA) Calculator
Calculate present-value annuity factors for end- or beginning-of-period payments of $1.
Present Value of $1 Table (PVIF) Calculator
Calculate present-value interest factors and create a period-by-period PVIF table.
Present Value of Annuity Calculator
Calculate the present value of level, growing, or perpetual periodic payments.
Present Value of Cash Flows Calculator
Discount periodic cash flows to period zero and show each present-value contribution.
Price Calculator
Calculate selling price, gross profit, and markup from cost and a target gross margin.
Profit Goal Calculator
Calculate unit sales and revenue required to cover fixed costs and reach a target operating profit.
Profit Margin Calculator
Find gross profit, margin, markup, and optional profit per unit.
Profitability Ratios Calculator
Calculate gross, operating, and net margins plus return on assets, equity, and capital employed.
Property Depreciation Calculator: Real Estate
Create a straight-line, mid-month-convention depreciation schedule for U.S. residential rental or nonresidential real property.
Property Tax Calculator
Estimate annual and periodic property tax from assessed value, exemptions, and either a percent rate or millage rate.
Real Estate Calculator
Analyze a rental property investment. Calculate Cash Flow, Cap Rate, and Cash-on-Cash Return.
Refinance Calculator
Determine if refinancing your mortgage or loan makes financial sense.
Rent Calculator
Determine how much rent you can afford based on your annual income.
Rent vs. Buy Calculator
Compare the financial impact of buying a home versus renting over a specific period.
Rental Property Calculator
Analyze the profitability of a rental property including Net Operating Income (NOI) and Cash Flow.
Repayment Calculator
Calculate loan repayment schedules and see how much time and interest you can save by making extra monthly payments.
Retirement Calculator
Project retirement savings and compare them with an optional income target.
Reverse Sales Tax Calculator
Calculate the pre-tax price and tax amount when the total price including sales tax is known.
RMD Calculator
Estimate a required minimum distribution using the IRS Uniform Lifetime Table.
ROI Calculator
Calculate profit, total return, return multiple, and optional annualized return.
Roth IRA Calculator
Project the growth of your Roth IRA and see how much tax-free income you could have in retirement.
Rule of 72 Calculator
Estimate doubling time and compare it with the exact compound-growth result.
Salary Calculator
Convert your salary between hourly, daily, weekly, monthly, and annual amounts.
Sales Tax Calculator
Calculate subtotal, sales tax, and total for one or more items.
Savings Calculator
Estimate savings growth and check an optional savings goal.
Selling Price Calculator
Calculate the marketplace selling price required for a target dollar profit, profit margin, or markup after fees and costs.
Simple Interest Calculator
Calculate non-compounding interest, total value, and annual interest.
Social Security Calculator
Estimate a 2026 retirement benefit from average indexed annual earnings and claiming age.
Stock Ratios Calculator
Calculate per-share valuation, profitability, book-value, sales, and dividend ratios for a stock.
Student Loan Calculator
Calculate monthly payments for student loans, including the impact of interest capitalization during deferment periods.
Sum of Years Digits Depreciation Calculator
Calculate accelerated depreciation using the sum-of-the-years-digits method and create a full schedule.
Take-Home Paycheck Calculator
Estimate your net pay after federal, state, and FICA taxes.
Traditional IRA Calculator
Calculate the growth of your Traditional IRA and estimate your after-tax retirement savings.
Units of Production Depreciation Calculator
Calculate depreciation per unit and depreciation for a production period, with a lifetime-usage schedule summary.
VA Mortgage Calculator
Calculate VA loan payments including the VA Funding Fee. VA loans typically require no down payment and no PMI.
Variable Declining Balance Depreciation Calculator
Calculate declining-balance depreciation with an optional switch to straight line when that produces more depreciation.
VAT Calculator
Add VAT to a net amount or remove VAT from a gross amount.