FinanceFormula-based · Runs in your browser

Income Tax Calculator

Estimate 2026 U.S. federal income tax using the standard deduction and progressive brackets.

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Calculation steps

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  1. 1

    Formula selected

    The calculator uses the following formula or method.

    2026 taxable income = max(gross income − standard deduction, 0); federal tax is the sum of tax charged within each progressive bracket.

    Federal estimate only. Credits, itemized deductions, additional deductions, self-employment tax, and state tax are excluded.

  2. 2

    Values entered

    Your values are placed into the calculation.

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  3. 3

    Result calculated

    The formula or method produces the following result values.

    Results will appear after a successful calculation.

  4. 4

    Answer formatted

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How it works

Estimate 2026 U.S. federal income tax using the entered gross income, filing status, standard deduction, and progressive tax brackets.

Input query strings and outputs

Use an input name in this page’s URL as ?name=value, and join additional inputs with &. Portable shared links may instead use the compact ?ac= state parameter.

Input query strings

2
  • ?income= Annual Income ($)

    Number · Optional · Default: 75,000

  • ?filingStatus= Filing Status

    Text · Optional · Default: single

Outputs

1
  • result Result

    Text · Primary output

result contains the calculator’s complete rendered result area, including its visible result cards, tables, charts, and messages.

Formula

  1. Taxable income = max(gross income − standard deduction, 0)
  2. Tax is calculated one bracket at a time.
  3. Effective rate = estimated federal income tax ÷ gross income

Included

  • 2026 single and married-filing-jointly standard deductions.
  • 2026 ordinary-income brackets for those two filing statuses.

Not included

Credits, itemized deductions, qualified business income, capital gains, self-employment tax, additional deductions, state tax, local tax, and many special rules are excluded.

Use

Treat the result as a planning estimate, not a filed return or tax advice. Confirm current rules and your facts with official guidance or a qualified tax professional.

Sources
Limitations
  • Tax estimate only; not tax advice.
  • Federal estimate only. Credits, itemized deductions, additional deductions, self-employment tax, and state tax are excluded.
  • Estimates use the rates, timing, and assumptions entered. Fees, taxes, lender rules, and future changes are included only where explicitly shown.