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Present Value of $1 Table (PVIF) Calculator

Calculate present-value interest factors and create a period-by-period PVIF table.

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Inputs

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Result

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Calculated locally
PVIF at final period
—
Present value of future $1
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Total discount from $1
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Calculation steps

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  1. 1

    Formula selected

    The calculator uses the following formula or method.

    PVIF(i,n) = 1 ÷ (1+i)^n

  2. 2

    Values entered

    Your values are placed into the calculation.

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  3. 3

    Result calculated

    The formula or method produces the following result values.

    Results will appear after a successful calculation.

  4. 4

    Answer formatted

    Displayed values are rounded and formatted using each output’s configured precision.

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What this calculator does

Calculate present-value interest factors and create a period-by-period PVIF table.

How it works

The calculator evaluates PVIF(i,n) = 1 ÷ (1+i)^n. Inputs are checked before calculation, and invalid values such as zero denominators or out-of-range selections produce a clear error instead of a misleading result.

Input query strings and outputs

Use an input name in this page’s URL as ?name=value, and join additional inputs with &. Portable shared links may instead use the compact ?ac= state parameter.

Input query strings

2
  • ?ratePerPeriod= Discount rate per period

    Percentage · Required · Default: 5

  • ?periods= Number of periods

    Number · Required · Default: 20

Outputs

3
  • pvif PVIF at final period

    Number · Primary output

  • presentValue Present value of future $1

    Currency

  • discountPercent Total discount from $1

    Percentage

Inputs and results

The inputs are Discount rate per period, Number of periods. Results include PVIF at final period, Present value of future $1, Total discount from $1.

Sources
  • No external reference is listed for this calculator. Its formula and variable definitions are shown above.
Limitations
  • Estimates use the rates, timing, and assumptions entered. Fees, taxes, lender rules, and future changes are included only where explicitly shown.

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