FinanceFormula-based · Runs in your browser

Take-Home Paycheck Calculator

Estimate your net pay after federal, state, and FICA taxes.

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Calculation steps

Follow what happened from the selected formula to the displayed answer.

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  1. 1

    Formula selected

    The calculator uses the following formula or method.

    Take-home pay = gross pay − 2026 federal income tax − Social Security − Medicare − entered state-tax estimate, converted to the selected pay period.

  2. 2

    Values entered

    Your values are placed into the calculation.

    Enter values to see what is used in this step.

  3. 3

    Result calculated

    The formula or method produces the following result values.

    Results will appear after a successful calculation.

  4. 4

    Answer formatted

    Displayed values are rounded and formatted using each output’s configured precision.

Scenario comparison

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Recent calculations

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Data and privacy

How it works

Estimate annual and per-pay-period take-home pay after a simplified 2026 federal income-tax calculation, employee Social Security tax, Medicare tax, and entered pre-tax deductions.

Input query strings and outputs

Use an input name in this page’s URL as ?name=value, and join additional inputs with &. Portable shared links may instead use the compact ?ac= state parameter.

Input query strings

5
  • ?salary= Gross Income

    Number · Optional · Default: 75,000

  • ?hoursPerWeek= Hours Per Week

    Number · Optional · Default: 40

  • ?stateTaxRate= State Tax Rate (Est.)

    Number · Optional · Default: 5

  • ?payPeriod= Pay Period

    Text · Optional · Default: annual

  • ?filingStatus= Filing Status

    Text · Optional · Default: single

Outputs

1
  • result Result

    Text · Primary output

result contains the calculator’s complete rendered result area, including its visible result cards, tables, charts, and messages.

Formula

  • Taxable pay estimate = gross pay − entered pre-tax deductions
  • Federal income tax is calculated with the selected 2026 filing status and standard deduction.
  • Employee payroll taxes are applied under the calculator’s 2026 wage-base and Medicare rules.
  • Net pay = gross pay − deductions − estimated federal income tax − estimated employee payroll taxes

Limits

Withholding forms, credits, benefits treatment, additional deductions, state and local tax, self-employment tax, and employer-specific payroll rules are excluded. This is a planning estimate, not a payroll statement or tax return.

Sources
  • No external reference is listed for this calculator. Its formula and variable definitions are shown above.
Limitations
  • Estimates use the rates, timing, and assumptions entered. Fees, taxes, lender rules, and future changes are included only where explicitly shown.