Loans — United States
This directory groups loans tools within United States. Local money and property decisions combine arithmetic with rules that depend on where you live. Use this directory to find the existing country-specific tools, then read each page’s assumptions and limitations. A rate entered by the user is not a verified current tax rate, an approved loan offer or an insurance quote. Tools that use no country rules remain in the universal library rather than being copied into each country folder.
Start with these tools
Activity Depreciation Calculator
Calculate depreciation from asset usage such as miles, machine cycles, or operating hours.
Auto Lease Calculator
Calculate monthly auto lease payments based on negotiated price, residual value, and money factor.
Auto Loan Calculator
Calculate your monthly car payments, factoring in trade-in value and sales tax.
Boat Loan Calculator
Estimate monthly payments for a boat or yacht loan, which typically feature longer terms than auto loans.
Bond Calculator
Calculate the theoretical price and current yield of a bond based on its coupon rate and yield to maturity.
Start with the amount or measurement you need to estimate and gather the inputs from your own documents. Separate recurring payments from one-off fees, and distinguish an annual rate from a monthly amount. A material quantity does not by itself include labor, delivery, waste or permission to build. Check each of those assumptions independently. The published library does not yet contain the complete verified regional data required by the master build plan; no state or county pages are published as substitutes for that missing evidence. For decisions involving tax, lending, insurance or construction requirements, confirm the applicable rules with the responsible authority or qualified professional. The related universal tools are useful for checking the underlying arithmetic without implying local approval.
loans
Activity Depreciation Calculator
Calculate depreciation from asset usage such as miles, machine cycles, or operating hours.
Auto Lease Calculator
Calculate monthly auto lease payments based on negotiated price, residual value, and money factor.
Auto Loan Calculator
Calculate your monthly car payments, factoring in trade-in value and sales tax.
Boat Loan Calculator
Estimate monthly payments for a boat or yacht loan, which typically feature longer terms than auto loans.
Bond Calculator
Calculate the theoretical price and current yield of a bond based on its coupon rate and yield to maturity.
Business Loan Calculator
Calculate monthly payments and total costs for a business term loan, including origination fees.
Cash Back vs Low Interest
Compare a cash back rebate with a higher interest rate versus a lower interest rate with no rebate.
CD Calculator
Calculate the earnings and total balance of a Certificate of Deposit (CD) over time.
College Cost Calculator
Estimate the future cost of college and determine if your current savings plan is on track.
Commission Calculator
Calculate sales commission, base pay, bonus, and total earnings.
Deferred Fixed Annuity Calculator
Estimate accumulation during a deferral period and level withdrawals during a fixed payout period.
Accumulate Uneven Cash Flows to a Future Period
Move each differently sized cash flow to one chosen future period using a consistent per-period rate.
Home Equity Line of Credit (HELOC) Calculator
Estimate interest-only draw payments, repayment-period payments, fees, and an LTV-based HELOC limit.
House Affordability Calculator
Estimate a home price from income, debts, down payment, rate, and housing costs.
How Much Car Can I Afford Calculator
Estimate an affordable vehicle price from a monthly payment budget, financing terms, down payment, trade-in, taxes, and fees.
How Much of a Loan Can I Afford Calculator
Calculate the maximum loan principal supported by a payment budget, rate, term, and financed fees.
Lease Calculator
Calculate monthly lease payments for equipment or property given a residual value.
Loan Calculator
Calculate payment, interest, total cost, and the effect of an optional extra payment.
Mutual Fund Calculator
Project a mutual fund balance and net return after contributions, sales loads, deferred charges, and operating expenses.
Monthly Payment from a Fixed Loan Amount
Find the regular monthly payment when the principal, fixed annual rate and repayment term are known.
Personal Loan Calculator
Calculate monthly payments and total interest for a personal loan, including origination fees.
Value an Uneven Cash-Flow Series Today
Discount each amount in an uneven period-by-period cash-flow series to time zero.
Real Estate Calculator
Analyze a rental property investment. Calculate Cash Flow, Cap Rate, and Cash-on-Cash Return.
Salary Calculator
Convert your salary between hourly, daily, weekly, monthly, and annual amounts.
Stock Ratios Calculator
Calculate per-share valuation, profitability, book-value, sales, and dividend ratios for a stock.
Student Loan Calculator
Calculate monthly payments for student loans, including the impact of interest capitalization during deferment periods.
Auto Refinance Calculator — United States
Compare remaining cash payments under the current loan with a new term, keeping financed fees separate from up-front fees. USD planning view; stated limitations apply.
HSA Versus FSA Planning Worksheet — United States
Compare explicitly eligible contribution scenarios, requiring confirmed annual limits and compatible plan coverage rather than outdated statutory defaults. USD planning view; stated limitations apply.
RV Loan Payment Calculator — United States
Calculate a level-payment recreational-vehicle loan with financed and up-front fees separated. USD planning view; stated limitations apply.
Frequently asked questions
How do I choose a tool from Loans — United States?
Start with the quantity you need to solve for, then compare the required inputs and assumptions before entering values.
Are results in Loans — United States guaranteed?
No. Read the formula, limitations and reference information on the individual calculator. Entered example rates are not current offers or professional advice.
Can I save a calculation from Loans — United States?
The calculator pages support browser-local project and share controls. Shared links and exported files may contain your inputs.