Mortgages — United States
This directory groups mortgages tools within United States. Local money and property decisions combine arithmetic with rules that depend on where you live. Use this directory to find the existing country-specific tools, then read each page’s assumptions and limitations. A rate entered by the user is not a verified current tax rate, an approved loan offer or an insurance quote. Tools that use no country rules remain in the universal library rather than being copied into each country folder.
Start with these tools
Down Payment Calculator
Convert a down payment between money and percent, then estimate loan and cash needed.
FHA Loan Calculator
Calculate FHA mortgage payments including Upfront and Annual Mortgage Insurance Premiums (MIP).
Home Equity Loan Calculator
Estimate a fixed home equity loan payment, borrowing costs, amortization, and an LTV-based borrowing limit.
Interest Only Mortgage Calculator
Estimate payments and total interest for a mortgage with an initial interest-only period followed by amortizing payments.
Mortgage Calculator
Estimate principal, interest, taxes, insurance, optional HOA fees, and extra payments.
Start with the amount or measurement you need to estimate and gather the inputs from your own documents. Separate recurring payments from one-off fees, and distinguish an annual rate from a monthly amount. A material quantity does not by itself include labor, delivery, waste or permission to build. Check each of those assumptions independently. The published library does not yet contain the complete verified regional data required by the master build plan; no state or county pages are published as substitutes for that missing evidence. For decisions involving tax, lending, insurance or construction requirements, confirm the applicable rules with the responsible authority or qualified professional. The related universal tools are useful for checking the underlying arithmetic without implying local approval.
mortgages
Down Payment Calculator
Convert a down payment between money and percent, then estimate loan and cash needed.
FHA Loan Calculator
Calculate FHA mortgage payments including Upfront and Annual Mortgage Insurance Premiums (MIP).
Home Equity Loan Calculator
Estimate a fixed home equity loan payment, borrowing costs, amortization, and an LTV-based borrowing limit.
Interest Only Mortgage Calculator
Estimate payments and total interest for a mortgage with an initial interest-only period followed by amortizing payments.
Mortgage Calculator
Estimate principal, interest, taxes, insurance, optional HOA fees, and extra payments.
Mortgage Payoff Calculator
See how much time and interest you can save by making extra payments on your mortgage.
Property Depreciation Calculator: Real Estate
Create a straight-line, mid-month-convention depreciation schedule for U.S. residential rental or nonresidential real property.
Refinance Calculator
Determine if refinancing your mortgage or loan makes financial sense.
Rent Calculator
Determine how much rent you can afford based on your annual income.
Rent vs. Buy Calculator
Compare the financial impact of buying a home versus renting over a specific period.
Rental Property Calculator
Analyze the profitability of a rental property including Net Operating Income (NOI) and Cash Flow.
VA Mortgage Calculator
Calculate VA loan payments including the VA Funding Fee. VA loans typically require no down payment and no PMI.
Mortgage Discount Points Calculator — United States
Compare points using both monthly payments and the mortgage balance still owed at the planned exit date. USD planning view; stated limitations apply.
Home Closing Cost Worksheet — United States
Separate the down payment, money already paid, closing fees, prepaids and confirmed credits without inventing transfer-tax eligibility. USD planning view; stated limitations apply.
Frequently asked questions
How do I choose a tool from Mortgages — United States?
Start with the quantity you need to solve for, then compare the required inputs and assumptions before entering values.
Are results in Mortgages — United States guaranteed?
No. Read the formula, limitations and reference information on the individual calculator. Entered example rates are not current offers or professional advice.
Can I save a calculation from Mortgages — United States?
The calculator pages support browser-local project and share controls. Shared links and exported files may contain your inputs.