How it works
Estimate ordinary employment take-home pay from dated country tax and contribution rules. Canada, UK and Ireland use the selected supported contribution class; the national US view requires an explicit verified payroll amount.
This is the Ireland planning view, with monetary inputs and outputs in EUR. A currency label does not establish that a tax rate, construction price, coverage rule or legal limit has been verified locally. The inputs and limitations below describe the actual scope.
Input query strings and outputs
Use an input name in this page’s URL as ?name=value, and join additional inputs with &. Portable shared links may instead use the compact ?ac= state parameter.
Input query strings
12-
?grossIncome=Annual gross incomeMoney · Required · Default: 60,000
-
?deductions=Additional deductible amount (not a tax credit)Money · Required · Default: 0
-
?credits=Additional verified nonrefundable national creditsMoney · Required · Default: 0
-
?ieAssessment=Irish ordinary-employment assessmentChoice · Required · Default: single · Accepted values: single, single-parent, married-one-income
-
?ieReducedUsc=Ireland: confirmed reduced-USC eligibilityTrue or false · Optional · Default: false
-
?localIncomeTax=Other state/local income tax not automatically includedMoney · Required · Default: 0
-
?payPeriods=Payments per yearChoice · Required · Default: 12 · Accepted values: 12, 24, 26, 52
-
?socialMode=Employee contribution calculationChoice · Required · Default: automatic · Accepted values: automatic, manual
-
?prsiClass=Irish confirmed PRSI classChoice · Required · Default: A · Accepted values: A, B, C, D, E, H, J, K, M, S
-
?ieContributionPeriod=Irish PRSI projection basisChoice · Required · Default: annual · Accepted values: annual, january, october
-
?annualSocial=Verified annual employee contributions (manual mode only)Money · Required · Default: 0
-
?annualBenefits=Annual after-tax deductions/benefit costMoney · Required · Default: 0
Outputs
11-
automaticCreditsSupported basic national credits before final tax limitationsCurrency · Currency: EUR
-
provincialTaxCanadian provincial/territorial tax (zero outside Canada)Currency · Currency: EUR
-
taxableTaxable income usedCurrency · Currency: EUR
-
baseTaxNational bracket tax before creditsCurrency · Currency: EUR
-
taxIncome tax after supported credits and local/provincial taxCurrency · Currency: EUR
-
uscIrish USC (zero outside Ireland)Currency · Currency: EUR
-
totalTotal modeled taxesCurrency · Primary output · Currency: EUR
-
netGross income less modeled taxesCurrency · Currency: EUR
-
effectiveRateModeled effective ratePercentage
-
socialModeled employee social/payroll contributionsCurrency · Currency: EUR
-
netPayEstimated payment after contributions and deductionsCurrency · Primary output · Currency: EUR
Formula
Payment = (gross income − modeled annual taxes − selected automatic or manual employee contributions − after-tax deductions) / pay periods.
Calculations retain numeric precision internally. Displayed values are rounded for readability. Quantities that must be purchased as whole units are rounded up only where the formula explicitly requires it.
Read the inputs before calculating
- Annual gross income: Enter the quantity described by the label.
- Additional deductible amount (not a tax credit): Enter the quantity described by the label.
- Additional verified nonrefundable national credits: Enter the quantity described by the label.
- Irish ordinary-employment assessment: Enter the quantity described by the label.
- Ireland: confirmed reduced-USC eligibility: Enter the quantity described by the label. Leave this unconfirmed until you have actually checked the required condition.
- Other state/local income tax not automatically included: Enter the quantity described by the label.
- Payments per year: Enter the quantity described by the label.
- Employee contribution calculation: Enter the quantity described by the label.
- Irish confirmed PRSI class: Enter the quantity described by the label.
- Irish PRSI projection basis: Enter the quantity described by the label.
- Verified annual employee contributions (manual mode only): Enter the quantity described by the label.
- Annual after-tax deductions/benefit cost: Enter the quantity described by the label.
Reproducible worked example
The following is a fictional arithmetic example, not a local quote, a verified claimant or a market forecast. Its values are included so the formula can be checked. The form does not automatically confirm any verification checkbox.
Canada: CPP/QPP contribution applies for the full year: assumed confirmed solely for this fictional demonstration
| Input | Example value |
|---|---|
| Annual gross income | 60,000 |
| Additional deductible amount (not a tax credit) | 0 |
| Additional verified nonrefundable national credits | 0 |
| Irish ordinary-employment assessment | single |
| Ireland: confirmed reduced-USC eligibility | false |
| Other state/local income tax not automatically included | 0 |
| Payments per year | 12 |
| Employee contribution calculation | automatic |
| Irish confirmed PRSI class | A |
| Irish PRSI projection basis | annual |
| Verified annual employee contributions (manual mode only) | 0 |
| Annual after-tax deductions/benefit cost | 0 |
| Output | Calculated result |
|---|---|
| Supported basic national credits before final tax limitations | EUR 4,000 |
| Canadian provincial/territorial tax (zero outside Canada) | EUR 0 |
| Taxable income used | EUR 60,000 |
| National bracket tax before credits | EUR 15,200 |
| Income tax after supported credits and local/provincial tax | EUR 11,200 |
| Irish USC (zero outside Ireland) | EUR 1,332.82 |
| Total modeled taxes | EUR 12,532.82 |
| Gross income less modeled taxes | EUR 44,924.77 |
| Modeled effective rate | 20.888 |
| Modeled employee social/payroll contributions | EUR 2,542.41 |
| Estimated payment after contributions and deductions | EUR 3,743.7308 |
Interpreting a changed assumption
Start with one complete scenario and change only one input when diagnosing a difference. Recheck units, the period of every rate, whether an amount is recurring or one-off, and whether a cost is already included elsewhere. A larger calculated benefit is not evidence that an assumption is more likely to occur.
Limitations
- Planning calculation, not a tax return, benefit decision, credit approval or legal opinion. No eligibility is inferred from a numeric result.
- Only the stated tax year and expressly supported rule components are included. Entered amounts require independent verification.
- Ireland: 2026 ordinary PAYE employment with automatic basic personal/PAYE credits, selected assessment band and standard or eligible reduced USC. The two-income married assessment is not supported. Enter a separately confirmed Single Person Child Carer Credit as an additional credit; selecting a rate band does not grant that credit.
- Reference period: 2026 calendar tax year; single individual ordinary income. Income/payroll references checked 2026-09-25.
- National source: https://www.revenue.ie/en/personal-tax-credits-reliefs-and-exemptions/tax-relief-charts/index.aspx
- Irish contribution estimate uses equal weekly reckonable pay. PRSI is not calculated on income after pension deductions. October rates apply only to their chosen effective period; an annual blended rate is not used for every payslip.
- Net-pay planning is not an employer withholding declaration. Tax codes, W-4/TD1 details, variable pay, bonuses, year-to-date amounts, job changes and special contribution eligibility require payroll-specific treatment.
Frequently asked questions
What does this Paycheck Planning result represent?
Estimate ordinary employment take-home pay from dated country tax and contribution rules. Canada, UK and Ireland use the selected supported contribution class; the national US view requires an explicit verified payroll amount. It applies the displayed formula to your inputs; it does not infer omitted facts.
Are the starting amounts verified Ireland prices or legal rules?
No. Numeric defaults are illustrative unless an input or dated reference explicitly identifies a researched component. Currency is EUR; local quotes, eligibility and unsupported rules must be entered and verified separately.
What must I check before relying on the result?
Planning calculation, not a tax return, benefit decision, credit approval or legal opinion. No eligibility is inferred from a numeric result. Only the stated tax year and expressly supported rule components are included. Entered amounts require independent verification.
Can I compare or share different assumptions?
Change one assumption at a time and use the browser-local project or share controls. A shared URL contains the encoded input values; do not include information you do not wish to disclose.
Sources and reference scope
- Revenue tax charts — retrieved 2026-09-25. 2026 income-tax assessment bands/standard credits, standard and reduced USC, and dated A/B/C/D/E/H/J/K/M/P/S PRSI reference classes, with the 1 October change kept separate from the annual Class S self-assessment rate. Eligibility and special tax-return reliefs are not inferred.
- Revenue USC rates — retrieved 2026-09-25. 2026 income-tax assessment bands/standard credits, standard and reduced USC, and dated A/B/C/D/E/H/J/K/M/P/S PRSI reference classes, with the 1 October change kept separate from the annual Class S self-assessment rate. Eligibility and special tax-return reliefs are not inferred.
- Revenue USC exemptions — retrieved 2026-09-25. 2026 income-tax assessment bands/standard credits, standard and reduced USC, and dated A/B/C/D/E/H/J/K/M/P/S PRSI reference classes, with the 1 October change kept separate from the annual Class S self-assessment rate. Eligibility and special tax-return reliefs are not inferred.
- DSP January 2026 PRSI SW14 — retrieved 2026-09-25. 2026 income-tax assessment bands/standard credits, standard and reduced USC, and dated A/B/C/D/E/H/J/K/M/P/S PRSI reference classes, with the 1 October change kept separate from the annual Class S self-assessment rate. Eligibility and special tax-return reliefs are not inferred.
- DSP October 2026 advance rates — retrieved 2026-09-25. 2026 income-tax assessment bands/standard credits, standard and reduced USC, and dated A/B/C/D/E/H/J/K/M/P/S PRSI reference classes, with the 1 October change kept separate from the annual Class S self-assessment rate. Eligibility and special tax-return reliefs are not inferred.
- Revenue reduced USC — retrieved 2026-09-25. 2026 income-tax assessment bands/standard credits, standard and reduced USC, and dated A/B/C/D/E/H/J/K/M/P/S PRSI reference classes, with the 1 October change kept separate from the annual Class S self-assessment rate. Eligibility and special tax-return reliefs are not inferred.
- Revenue other USC rates — retrieved 2026-09-25. 2026 income-tax assessment bands/standard credits, standard and reduced USC, and dated A/B/C/D/E/H/J/K/M/P/S PRSI reference classes, with the 1 October change kept separate from the annual Class S self-assessment rate. Eligibility and special tax-return reliefs are not inferred.
- DSP Class S — retrieved 2026-09-25. 2026 income-tax assessment bands/standard credits, standard and reduced USC, and dated A/B/C/D/E/H/J/K/M/P/S PRSI reference classes, with the 1 October change kept separate from the annual Class S self-assessment rate. Eligibility and special tax-return reliefs are not inferred.
These references support only their stated scope. They are not evidence that every local rule or price needed by the master expansion has been loaded.