United States version
How it works
Reconcile a claim scenario against payments already received without counting property damage, medical liens or deductible twice.
This is the United States planning view, with monetary inputs and outputs in USD. A currency label does not establish that a tax rate, construction price, coverage rule or legal limit has been verified locally. The inputs and limitations below describe the actual scope.
Input query strings and outputs
Use an input name in this page’s URL as ?name=value, and join additional inputs with &. Portable shared links may instead use the compact ?ac= state parameter.
Input query strings
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?pastMedical=Past recoverable medical costsMoney · Required · Default: 10,000
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?futureMedical=Supported future medical costsMoney · Required · Default: 0
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?lostEarnings=Recoverable lost earningsMoney · Required · Default: 5,000
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?propertyLoss=Recoverable property lossMoney · Required · Default: 0
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?nonEconomic=Supported non-economic damages scenarioMoney · Required · Default: 0
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?fault=Claimant comparative faultPercentage · Required · Default: 0
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?negligence=Verified negligence ruleChoice · Required · Default: pure · Accepted values: pure, 50, 51, contributory
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?nonEconomicCap=Applicable non-economic cap (0 = no cap established)Money · Required · Default: 0
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?policyLimit=Available policy limit (0 = not established)Money · Required · Default: 0
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?fee=Contingency fee on gross recoveryPercentage · Required · Default: 0
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?liens=Medical liens/reimbursementsMoney · Required · Default: 0
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?expenses=Case expensesMoney · Required · Default: 0
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?rulesConfirmed=Applicable jurisdiction rules and entered amounts independently verifiedTrue or false · Optional · Default: false
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?priorPayment=Prior insurer payment credited to this claimMoney · Required · Default: 0
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?deductible=Unreimbursed applicable deductibleMoney · Required · Default: 0
Outputs
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economicEntered economic damagesCurrency · Currency: USD
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adjustedAfter entered fault ruleCurrency · Currency: USD
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recoveryModeled recovery after entered policy limitCurrency · Primary output · Currency: USD
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feeModeled legal feeCurrency · Currency: USD
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netNet after entered fee, liens and expensesCurrency · Currency: USD
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statusRule scenarioText
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remainingModeled remaining amount after prior payment/deductibleCurrency · Primary output · Currency: USD
Formula
Remaining modeled proceeds = settlement net − credited prior payment − applicable unreimbursed deductible.
Calculations retain numeric precision internally. Displayed values are rounded for readability. Quantities that must be purchased as whole units are rounded up only where the formula explicitly requires it.
Read the inputs before calculating
- Past recoverable medical costs: Enter the quantity described by the label.
- Supported future medical costs: Enter the quantity described by the label.
- Recoverable lost earnings: Enter the quantity described by the label.
- Recoverable property loss: Enter the quantity described by the label.
- Supported non-economic damages scenario: Enter the quantity described by the label.
- Claimant comparative fault: Enter the quantity described by the label.
- Verified negligence rule: Enter the quantity described by the label.
- Applicable non-economic cap (0 = no cap established): Enter the quantity described by the label.
- Available policy limit (0 = not established): Enter the quantity described by the label.
- Contingency fee on gross recovery: Enter the quantity described by the label.
- Medical liens/reimbursements: Enter the quantity described by the label.
- Case expenses: Enter the quantity described by the label.
- Applicable jurisdiction rules and entered amounts independently verified: Enter the quantity described by the label. Leave this unconfirmed until you have actually checked the required condition.
- Prior insurer payment credited to this claim: Enter the quantity described by the label.
- Unreimbursed applicable deductible: Enter the quantity described by the label.
Reproducible worked example
The following is a fictional arithmetic example, not a local quote, a verified claimant or a market forecast. Its values are included so the formula can be checked. The form does not automatically confirm any verification checkbox.
Applicable jurisdiction rules and entered amounts independently verified: assumed confirmed solely for this fictional demonstration
| Input | Example value |
|---|---|
| Past recoverable medical costs | 10,000 |
| Supported future medical costs | 0 |
| Recoverable lost earnings | 5,000 |
| Recoverable property loss | 0 |
| Supported non-economic damages scenario | 0 |
| Claimant comparative fault | 0 |
| Verified negligence rule | pure |
| Applicable non-economic cap (0 = no cap established) | 0 |
| Available policy limit (0 = not established) | 0 |
| Contingency fee on gross recovery | 0 |
| Medical liens/reimbursements | 0 |
| Case expenses | 0 |
| Applicable jurisdiction rules and entered amounts independently verified | true |
| Prior insurer payment credited to this claim | 0 |
| Unreimbursed applicable deductible | 0 |
| Output | Calculated result |
|---|---|
| Entered economic damages | USD 15,000 |
| After entered fault rule | USD 15,000 |
| Modeled recovery after entered policy limit | USD 15,000 |
| Modeled legal fee | USD 0 |
| Net after entered fee, liens and expenses | USD 15,000 |
| Rule scenario | Not barred under entered rule |
| Modeled remaining amount after prior payment/deductible | USD 15,000 |
Interpreting a changed assumption
Start with one complete scenario and change only one input when diagnosing a difference. Recheck units, the period of every rate, whether an amount is recurring or one-off, and whether a cost is already included elsewhere. A larger calculated benefit is not evidence that an assumption is more likely to occur.
Limitations
- A worksheet is not a legal entitlement, court award, filing deadline, benefit decision or legal advice. Confirm the jurisdiction and facts with a qualified local professional.
- No state negligence rule, damages cap, limitation period, child-support schedule or benefit table is inferred.
- Unknown caps and insurance limits are not the same as legally unlimited recovery. Zero leaves that scenario uncapped, and is labeled an assumption.
- Ordering of fault, caps, fees and offsets varies by jurisdiction and contract. This worksheet caps non-economic damages, reduces for fault, then applies an entered policy limit. Negative net means expenses exceed this recovery.
- No multiplier is used to invent pain-and-suffering value. Filing deadlines are deliberately not calculated.
- Use this deduction only when the deductible was not already removed from the loss/payment entries. A negative remainder is an overpayment/expense scenario, not an amount automatically owed.
Frequently asked questions
What does this Accident Claim Reconciliation result represent?
Reconcile a claim scenario against payments already received without counting property damage, medical liens or deductible twice. It applies the displayed formula to your inputs; it does not infer omitted facts.
Are the starting amounts verified United States prices or legal rules?
No. Numeric defaults are illustrative unless an input or dated reference explicitly identifies a researched component. Currency is USD; local quotes, eligibility and unsupported rules must be entered and verified separately.
What must I check before relying on the result?
A worksheet is not a legal entitlement, court award, filing deadline, benefit decision or legal advice. Confirm the jurisdiction and facts with a qualified local professional. No state negligence rule, damages cap, limitation period, child-support schedule or benefit table is inferred.
Can I compare or share different assumptions?
Change one assumption at a time and use the browser-local project or share controls. A shared URL contains the encoded input values; do not include information you do not wish to disclose.
Sources and reference scope
- US legal help and official resources — retrieved 2026-09-24. Route to jurisdiction-specific advice; not a source of state-specific caps or negligence rules.
These references support only their stated scope. They are not evidence that every local rule or price needed by the master expansion has been loaded.