FinanceUnited States versionFormula-based · Runs in your browser

Income Tax Calculator

Estimate 2026 U.S. federal income tax using the standard deduction and progressive brackets.

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Saved locally, explained clearly

Drafts, calculations, scenarios, and workflow progress stay in this browser unless you export them.

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Calculation steps

Follow what happened from the selected formula to the displayed answer.

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  1. 1

    Formula selected

    The calculator uses the following formula or method.

    2026 taxable income = max(gross income − standard deduction, 0); federal tax is the sum of tax charged within each progressive bracket.

    Federal estimate only. Credits, itemized deductions, additional deductions, self-employment tax, and state tax are excluded.

  2. 2

    Values entered

    Your values are placed into the calculation.

    Enter values to see what is used in this step.

  3. 3

    Result calculated

    The formula or method produces the following result values.

    Results will appear after a successful calculation.

  4. 4

    Answer formatted

    Displayed values are rounded and formatted using each output’s configured precision.

Scenario comparison

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Data and privacy
Additional planning scenario: Income Tax Planning Calculator

The original calculator and its saved-project input names remain unchanged above. This additional model is independent: use its own share-link button, not the original calculator’s project or export controls.

Estimate ordinary annual employment income tax with dated country rules, separating deductions, basic credits, Canadian provincial calculations, Irish USC and separately entered other local tax.

Formula: Dated national/provincial marginal tax − supported automatic and entered credits + entered other local tax; Irish USC is separate.

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Inputs

Enter the values you know. Optional fields may be left empty.

Separate scenario — use its own link
Required
USD
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USD
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USD
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USD

Result

Updates as valid inputs change.

Calculated locally
Illustrative defaults are not local quotes or verified legal rules. Dated reference components and user-entered assumptions are explicitly distinguished. Professional review is pending.
Total modeled taxes
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Supported basic national credits before final tax limitations
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Canadian provincial/territorial tax (zero outside Canada)
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Taxable income used
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National bracket tax before credits
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Income tax after supported credits and local/provincial tax
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Irish USC (zero outside Ireland)
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Gross income less modeled taxes
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Modeled effective rate
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The main page’s project/export controls apply to the original calculator, not this separate scenario. A scenario link includes its input values.

Scope and limitations

  • Planning calculation, not a tax return, benefit decision, credit approval or legal opinion. No eligibility is inferred from a numeric result.
  • Only the stated tax year and expressly supported rule components are included. Entered amounts require independent verification.

Reference scope

  • US income authority — retrieved 2026-09-24. Use only the expressly supported schedule components; this link does not validate unrelated taxes.

How it works

Estimate 2026 U.S. federal income tax using the entered gross income, filing status, standard deduction, and progressive tax brackets.

Input query strings and outputs

Use an input name in this page’s URL as ?name=value, and join additional inputs with &. Portable shared links may instead use the compact ?ac= state parameter.

Input query strings

2
  • ?income= Annual Income ($)

    Number · Optional · Default: 75,000

  • ?filingStatus= Filing Status

    Text · Optional · Default: single

Outputs

1
  • result Result

    Text · Primary output

result contains the calculator’s complete rendered result area, including its visible result cards, tables, charts, and messages.

Formula

  1. Taxable income = max(gross income − standard deduction, 0)
  2. Tax is calculated one bracket at a time.
  3. Effective rate = estimated federal income tax ÷ gross income

Included

  • 2026 single and married-filing-jointly standard deductions.
  • 2026 ordinary-income brackets for those two filing statuses.

Not included

Credits, itemized deductions, qualified business income, capital gains, self-employment tax, additional deductions, state tax, local tax, and many special rules are excluded.

Use

Treat the result as a planning estimate, not a filed return or tax advice. Confirm current rules and your facts with official guidance or a qualified tax professional.

Sources
Limitations
  • Tax estimate only; not tax advice.
  • Federal estimate only. Credits, itemized deductions, additional deductions, self-employment tax, and state tax are excluded.
  • Estimates use the rates, timing, and assumptions entered. Fees, taxes, lender rules, and future changes are included only where explicitly shown.
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